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New Member
Ana_
Posts: 1
Registered: ‎03-08-2007

Credit Card Shopping! Please Help.

Hi,

I am looking to apply for a couple of new credit card with higher limits. I have just two credit cards. One is Orchard bank- limit is $500, and the other is Plains Commerce Bank-limit is 1400. I would like a card with a limit of maybe 3k-7k. I have no bks and have paid on time for the past 3 years. 

my scores are 668, 679, 688. What are some cards that will give me a chance? Who will most likely approve me? Any help woul be much appreciated.

 

Thanks in Advance!

Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: Credit Card Shopping! Please Help.

Do you have any derogs on any CRs?

 

Amex, BOA Platinum Plus Visa, and maybe Discover if you get your scores up a little bit seem like good candidates. 

Here we go again...
Frequent Contributor
MrCredit
Posts: 421
Registered: ‎11-13-2008

Re: Credit Card Shopping! Please Help.

A Citi Platinum Select may be in your future. Citi will grow with you as long as you pay, and they are very open to APD and CLIs, at least they have been to me and my scores about the same as yours. I wouldn't waste an INQ on Discover there CLs are horrible and they like 700's from my experience to get any kind of significant CL. Good luck.
PSECU Visa $20,000, Amex SPG $1,000, (What a joke!) Amex Platinum NPSL, PSECU LOC $20,000, BOA Amex $18,500,Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Citi Diamond Preferred MC $8,300, Citi AA Advantage $8,500, WF Plat $10,000, Chase Sapphire Preferred $19,000, Chase Marriott Rewards $17,000, Lowes $10,000 (For the life of me they wont go above this),Kohls Charge $1,000
Frequent Contributor
tonsers
Posts: 431
Registered: ‎02-07-2008

Re: Credit Card Shopping! Please Help.

BofA is a great bank and they will grow with you.  CLIs are quite generous.

 

You also may want to consider a credit union.

Frequent Contributor
MrCredit
Posts: 421
Registered: ‎11-13-2008

Re: Credit Card Shopping! Please Help.

I agree BOA and Citi are king I think, CUs are good but I find they can be a bit conservative.
PSECU Visa $20,000, Amex SPG $1,000, (What a joke!) Amex Platinum NPSL, PSECU LOC $20,000, BOA Amex $18,500,Fidelity Rewards Amex $10,000, Fidelity Rewards Visa Sig $7,500, Citi Diamond Preferred MC $8,300, Citi AA Advantage $8,500, WF Plat $10,000, Chase Sapphire Preferred $19,000, Chase Marriott Rewards $17,000, Lowes $10,000 (For the life of me they wont go above this),Kohls Charge $1,000

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