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Congrats! You got some great CCs with good CLs! Wonderful seeds for your garden.
@bichonmom wrote:Congrats! You got some great CCs with good CLs! Wonderful seeds for your garden.
+1. Those will blossom beautifully
Definitely in garden mode!! I've been sending GW letter to my lates with a little success, but not enough. Still have about 7 accounts with lates. Just have to let them age i guess. Can't wait to be apart of the 700 club!!
@Celle31 wrote:Definitely in garden mode!! I've been sending GW letter to my lates with a little success, but not enough. Still have about 7 accounts with lates. Just have to let them age i guess. Can't wait to be apart of the 700 club!!
That's what i am doing with my lates. I will just let them age and drop off since some of my GW have not worked and I have sent God knows how many
@Celle31 wrote:
This is the Information I received along with my Chase paperwork, it was on the back of the Welcome to chase freedom letter, and it started with Your credit report and the price you pay for credit. The format looks weird, because i couldn't get it right, otherwise everything is accurate.
Your Credit Score and Understanding Your Credit Score
Information about
your credit score
Your credit score:
702
Scoring system name:
FICO® Score
Date calculated:
01/09/2012
Source:
Equifax
What you should
know about credit
scores
Your credit score is a number that reflects the information in your credit report. We used your credit score
to set the terms of credit we are offering you.
Your score can change, depending on how your credit history changes.
The range of scores
Scores calculated using this source can range from a low of 300
to a high of 850
(higher scores are better).
Key factors that
adversely affected
your credit score:
TOO MANY CONSUMER FINANCE COMPANY ACCOUNTS
DELINQUENCY REPORTED ON ACCOUNTS
TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN
AMOUNT OWED ON ACCOUNTS IS TOO HIGH
TOO MANY INQUIRIES IN THE LAST 12 MONTHS
I wonder why I didn't get a FICO score What state are you in?
@Anonymous wrote:
@Celle31 wrote:
This is the Information I received along with my Chase paperwork, it was on the back of the Welcome to chase freedom letter, and it started with Your credit report and the price you pay for credit. The format looks weird, because i couldn't get it right, otherwise everything is accurate.
Your Credit Score and Understanding Your Credit Score
Information about
your credit score
Your credit score:
702
Scoring system name:
FICO® Score
Date calculated:
01/09/2012
Source:
Equifax
What you should
know about credit
scores
Your credit score is a number that reflects the information in your credit report. We used your credit score
to set the terms of credit we are offering you.
Your score can change, depending on how your credit history changes.
The range of scores
Scores calculated using this source can range from a low of 300
to a high of 850
(higher scores are better).
Key factors that
adversely affected
your credit score:
TOO MANY CONSUMER FINANCE COMPANY ACCOUNTS
DELINQUENCY REPORTED ON ACCOUNTS
TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN
AMOUNT OWED ON ACCOUNTS IS TOO HIGH
TOO MANY INQUIRIES IN THE LAST 12 MONTHS
I wonder why I didn't get a FICO score What state are you in?
You probably got the best term they had?
Ha I wish! The APR is 17.99%
@Anonymous wrote:I wonder why I didn't get a FICO score What state are you in?
Louisiana
@Celle31 wrote:
@Anonymous wrote:I wonder why I didn't get a FICO score What state are you in?
Louisiana
Thanks....what APR did you get?