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Credit Card Spree

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bichonmom
Senior Contributor

Re: Credit Card Spree

Congrats! You got some great CCs with good CLs! Wonderful seeds for your garden. Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 21 of 29
CS800
Super Contributor

Re: Credit Card Spree


@bichonmom wrote:

Congrats! You got some great CCs with good CLs! Wonderful seeds for your garden. Smiley Happy

 


+1. Those will blossom beautifully Smiley Happy




Message 22 of 29
Celle31
New Contributor

Re: Credit Card Spree

Definitely in garden mode!!:smileyvery-happy: I've been sending GW letter to my lates with a little success, but not enough:smileyembarrassed:. Still have about 7 accounts with lates. Just have to let them age i guess. Can't wait to be apart of the 700 club!!

Message 23 of 29
CS800
Super Contributor

Re: Credit Card Spree


@Celle31 wrote:

Definitely in garden mode!!:smileyvery-happy: I've been sending GW letter to my lates with a little success, but not enough:smileyembarrassed:. Still have about 7 accounts with lates. Just have to let them age i guess. Can't wait to be apart of the 700 club!!


That's what i am doing with my lates. I will just let them age and drop off since some of my GW have not worked and I have sent God knows how many




Message 24 of 29
Anonymous
Not applicable

Re: Credit Card Spree


@Celle31 wrote:

 

 This is the Information I received along with my Chase paperwork, it was on the back of the Welcome to chase freedom letter, and it started with Your credit report and the price you pay for credit. The format looks weird, because i couldn't get it right, otherwise everything is accurate.

Your Credit Score and Understanding Your Credit Score

 

Information about

your credit score

Your credit score:

702

Scoring system name:

FICO® Score

 

 

Date calculated:

01/09/2012 

Source:

Equifax

 

 

What you should

know about credit

scores

Your credit score is a number   that reflects the information in your credit report. We used your credit   score

to set the terms of credit we are   offering you.

Your score can change, depending   on how your credit history changes.

 

 

 

 

 

 

 

 

The range of scores

Scores calculated using this source can range from a low of 300

to a high of 850

(higher scores are better).

Key factors that

adversely affected

your credit score:

TOO MANY CONSUMER FINANCE   COMPANY ACCOUNTS

 

 

 

 

DELINQUENCY REPORTED ON ACCOUNTS  

 

 

 

 

TIME SINCE DELINQUENCY IS TOO   RECENT OR UNKNOWN

 

 

  

 

AMOUNT OWED ON ACCOUNTS IS TOO   HIGH

TOO MANY INQUIRIES IN THE LAST   12 MONTHS

 

 

 


I wonder why I didn't get a FICO score Smiley Sad What state are you in?

Message 25 of 29
CS800
Super Contributor

Re: Credit Card Spree


@Anonymous wrote:

@Celle31 wrote:

 

 This is the Information I received along with my Chase paperwork, it was on the back of the Welcome to chase freedom letter, and it started with Your credit report and the price you pay for credit. The format looks weird, because i couldn't get it right, otherwise everything is accurate.

Your Credit Score and Understanding Your Credit Score

 

Information about

your credit score

Your credit score:

702

Scoring system name:

FICO® Score

 

 

Date calculated:

01/09/2012 

Source:

Equifax

 

 

What you should

know about credit

scores

Your credit score is a number   that reflects the information in your credit report. We used your credit   score

to set the terms of credit we are   offering you.

Your score can change, depending   on how your credit history changes.

 

 

 

 

 

 

 

 

The range of scores

Scores calculated using this source can range from a low of 300

to a high of 850

(higher scores are better).

Key factors that

adversely affected

your credit score:

TOO MANY CONSUMER FINANCE   COMPANY ACCOUNTS

 

 

 

 

DELINQUENCY REPORTED ON ACCOUNTS  

 

 

 

 

TIME SINCE DELINQUENCY IS TOO   RECENT OR UNKNOWN

 

 

  

 

AMOUNT OWED ON ACCOUNTS IS TOO   HIGH

TOO MANY INQUIRIES IN THE LAST   12 MONTHS

 

 

 


I wonder why I didn't get a FICO score Smiley Sad What state are you in?


You probably got the best term they had?




Message 26 of 29
Anonymous
Not applicable

Re: Credit Card Spree

Ha I wish! The APR is 17.99% 
Message 27 of 29
Celle31
New Contributor

Re: Credit Card Spree


@Anonymous wrote:

I wonder why I didn't get a FICO score Smiley Sad What state are you in?


Louisiana

Message 28 of 29
Anonymous
Not applicable

Re: Credit Card Spree


@Celle31 wrote:

@Anonymous wrote:

I wonder why I didn't get a FICO score Smiley Sad What state are you in?


Louisiana


Thanks....what APR did you get?

Message 29 of 29
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