11-04-2012 04:10 PM
I am wanting to go on a three card app spree, but I'm not sure the best way to go about it. Do you guys normally apply over the phone or via an online app?
This would be my first major card and I'd like it to be the right one. I am looking for decent cash back rewards and maybe some travel perks. What are some good cards out there? Even though my scores look okay, my TU is the only report that is squeaky clean so I'm not sure I'd be approved for any AMEX card (even though I'd really like one). Your thoughts/suggestions is much appreciated!
11-04-2012 04:36 PM
I usually apply online so I don't have to talk to anyone . You scores look pretty good. What is your AAOA? I would recommend you apply for Chase Freedom, any Amex (or any charge card if you history's short), and Walmart so you can get your TU FICO.
11-04-2012 04:41 PM
11-04-2012 04:47 PM
i like chase freedom for cash back (although the rotating 5% rewards categories don't always fit my needs), which is why i recently applied for and got BofA's cashrewards (1% on purchases, 2% on groceries and 3% on gas) - the BofA card had an offer of $100cash back after spending $500 in the first 90 days which helped me decide to apply.
iirc, BofA also had an offer for a travel awards card on the site last month
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