03-30-2009 05:59 PM - edited 03-30-2009 06:01 PM
What kind of card could I get approved for with a 670 Score, with 2 negative trade lines?
(I have 1 charge off from Capital One - $3,000 - 3 years ago.)
(I also have 1 paid- charge off - $1,700 - Dell Financial.)
I owe nothing except student loans about - $11K
I want to upgrade my credit cards and build better credit.. But my question is, what category do I fit into?
Re-establishing credit or should I try to go for Rewards/Points cards???
Is my credit good enough to apply for anything better, less fee's, lower APR?
Can someone help.. please
03-30-2009 07:23 PM
With the credit crunch, those baddies will hurt. Juniper and Orchard bank would probably give you a $500-$1000 CL. Orchard checks all reports but Juniper/Barclays checked my TU which was in the low 600s when I was approved. You may want to try a BOA or Citi secured card. Just to avoid too many inqs. Orchard has a card selector which will run a soft inq before you send the entire app.
03-30-2009 11:30 PM
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