What kind of card could I get approved for with a 670 Score, with 2 negative trade lines?
(I have 1 charge off from Capital One - $3,000 - 3 years ago.)
(I also have 1 paid- charge off - $1,700 - Dell Financial.)
I owe nothing except student loans about - $11K
I want to upgrade my credit cards and build better credit.. But my question is, what category do I fit into?
Re-establishing credit or should I try to go for Rewards/Points cards???
Is my credit good enough to apply for anything better, less fee's, lower APR?
Can someone help.. please
With the credit crunch, those baddies will hurt. Juniper and Orchard bank would probably give you a $500-$1000 CL. Orchard checks all reports but Juniper/Barclays checked my TU which was in the low 600s when I was approved. You may want to try a BOA or Citi secured card. Just to avoid too many inqs. Orchard has a card selector which will run a soft inq before you send the entire app.