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Credit Card Vacation

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FrugalRican
Blogger

Re: Credit Card Vacation


@Anonymous wrote:

I managed to pay off all of the debt after I took out a $50,000 HELOC,


Yeah.

 

That was posted.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 41 of 50
Anonymous
Not applicable

Re: Credit Card Vacation

Oh. Whoops! I forgot I already posted that. Ha-Ha!

Message 42 of 50
injustifiiable
Valued Contributor

Re: Credit Card Vacation


@Anonymous wrote:

@navigatethis12 wrote:

@webhopper wrote:


since when did husbands and wives not share the information regarding the amounts sitting in savings / retirement / checking... how could  she not know that the means was not there to pay for it all?



If I ever decide to give up my happiness, sanity, and freedom get married I would want to keep finances seperate. I am probably in the minority here but I would not be worried about my partners accounts and would not want him to be worried about mine.


Me too.  I don't know if I'll ever consider getting married, because I'm not really a fan of commitment or monogamy, but if I did, I would definitely want to keep our finances seperate.


I like Suze Orman's idea; three accounts - yours, theirs, and a shared expense account - and depositing equal percentages of your respective incomes into the shared expense account.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 43 of 50
Anonymous
Not applicable

Re: Credit Card Vacation

I'm a HUGE suze fan, and we actually tried that when we first got married (10 years ago, this august), but she's always made much less money than I have, and she would always come short when going to pay bills, etc, so we decided to just make a joint account.. I was actually on Suze's show, on the 'can I afford it' segment. It was so fun, talking to Suze. 

Message 44 of 50
thrasher865
Valued Contributor

Re: Credit Card Vacation

This thread is an instant classic. Quit a job as VP at 35 and retired on pension. Quality stuff.

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Message 45 of 50
LS2982
Mega Contributor

Re: Credit Card Vacation

popcorn still on deck...

Maybe a killians too.



EQ FICO 548 3/3/16
Message 46 of 50
injustifiiable
Valued Contributor

Re: Credit Card Vacation

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 47 of 50
logan_720
Established Contributor

Re: Credit Card Vacation

Hmm... Am I the only one that hears "Credit Card wedding anniversary?" 

 

 

 

 

Just wait till August.
  

Message 48 of 50
dallasjetfan
Established Contributor

Re: Credit Card Vacation

 
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 49 of 50
rootpooty
Valued Contributor

Re: Credit Card Vacation

^^^^^^^ go ahead, spit it out you know you want to ^^^^^^^^^^^^^^^ lol

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 50 of 50
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