Credit Card Via Soft Pull?!

[XxRaVeNxX]

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@Credit314 wrote:

This is the first that I have heard of VCF being a soft pull. Over the years eeryone I know that has applied for a VCF acct was denied

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It's the same check out trick people are using to get Victoria's Secret card via a soft pull...see a few threads down

[jwduke]

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@XxRaVeNxX wrote:

I understand, but it's a well known fact that WFFNB doesn't hard pull when the check out trick happens...

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Most of those cards are issued by WFFNB......

[snowkitty]

I have brylane homes and Victoria secret....those are the only ones I use and that's maybe once or twice a year. Do all of those preapprove u at checkout? I ordered some stuff from gander mountain and got nothing. I hot a popup from buckle but didnt accept.

[XxRaVeNxX]

Yea, all of those pre-approve...I got Buckle and Roaman's, but I've been trying for weeks to get Victoria Secret...seems everyone gets it but me...

[ccnewcc]

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@XxRaVeNxX wrote:

I understand, but it's a well known fact that WFFNB doesn't hard pull when the check out trick happens...

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What is the "check out trick?"  Please explain the process.

Also what is WFFNB?  Wells Fargo First National Bank?  ...I can't find this accronymn in the sticky list.

[XxRaVeNxX]

Set up an online account with one or more of the numerous WFNNB backed cards.. Input all your correct personal info and phone number. Put a few items in your account and go to checkout. When you checkout  they will usually soft your credit report and if you meet the store cards standards you will get a box that says you've been preapproved for a card, they offer you a credit line, and to click to accept. If you accept, you get the account with no hard inquiry. You do not have to complete the transaction.

[ccnewcc]

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@XxRaVeNxX wrote:

Set up an online account with one or more of the numerous WFNNB backed cards.. Input all your correct personal info and phone number. Put a few items in your account and go to checkout. When you checkout  they will usually soft your credit report and if you meet the store cards standards you will get a box that says you've been preapproved for a card, they offer you a credit line, and to click to accept. If you accept, you get the account with no hard inquiry. You do not have to complete the transaction.

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ah okay. so like for example:  I go to express.com and create an account.  then checkout and it will do it?  Or i have to go to WFFNB website and set up an account there, then go to express.com and checkout and wait for a pre apporval?

do they need a SSN?  

Do you know what WFFNB/WFNNB stands for?  I just guessed Wells Fargo First Nationla Bank, i'd be surpirzed if i guessed right

[XxRaVeNxX]

Correct, just go to the website, and click check out. If you match the criteria, a pop up will show up. They don't need social... It stands for Wells Fargo..

[ccnewcc]

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@XxRaVeNxX wrote:

Correct, just go to the website, and click check out. If you match the criteria, a pop up will show up. They don't need social... It stands for Wells Fargo..

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oh okay cool, i did not know not.  thanks.  

ahh, Wells Fargo, luckly guess

[jsucool76]

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@XxRaVeNxX wrote:

Correct, just go to the website, and click check out. If you match the criteria, a pop up will show up. They don't need social... It stands for Wells Fargo..

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It does not. It stands for World Financial Network National Bank. 

Edit: Okay...just reread this page of the thread...WFFNB is Wells Fargo Financial National Bank, WFNNB is World Financial Network National Bank....These are two different entities as far as I know.