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Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!


Credit314 wrote:

This is the first that I have heard of VCF being a soft pull. Over the years eeryone I know that has applied for a VCF acct was denied


 

It's the same check out trick people are using to get Victoria's Secret card via a soft pull...see a few threads down

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
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jwduke
Posts: 102
Registered: ‎01-14-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!


XxRaVeNxX wrote:

I understand, but it's a well known fact that WFFNB doesn't hard pull when the check out trick happens...


Most of those cards are issued by WFFNB......

 



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snowkitty
Posts: 985
Registered: ‎09-10-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!

I have brylane homes and Victoria secret....those are the only ones I use and that's maybe once or twice a year. Do all of those preapprove u at checkout? I ordered some stuff from gander mountain and got nothing. I hot a popup from buckle but didnt accept.
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Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!

Yea, all of those pre-approve...I got Buckle and Roaman's, but I've been trying for weeks to get Victoria Secret...seems everyone gets it but me...

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
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ccnewcc
Posts: 560
Registered: ‎09-29-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!


XxRaVeNxX wrote:

I understand, but it's a well known fact that WFFNB doesn't hard pull when the check out trick happens...


What is the "check out trick?"  Please explain the process.

 

Also what is WFFNB?  Wells Fargo First National Bank?  ...I can't find this accronymn in the sticky list.

Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!

[ Edited ]

Set up an online account with one or more of the numerous WFNNB backed cards.. Input all your correct personal info and phone number. Put a few items in your account and go to checkout. When you checkout  they will usually soft your credit report and if you meet the store cards standards you will get a box that says you've been preapproved for a card, they offer you a credit line, and to click to accept. If you accept, you get the account with no hard inquiry. You do not have to complete the transaction.

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!


XxRaVeNxX wrote:

Set up an online account with one or more of the numerous WFNNB backed cards.. Input all your correct personal info and phone number. Put a few items in your account and go to checkout. When you checkout  they will usually soft your credit report and if you meet the store cards standards you will get a box that says you've been preapproved for a card, they offer you a credit line, and to click to accept. If you accept, you get the account with no hard inquiry. You do not have to complete the transaction.


ah okay. so like for example:  I go to express.com and create an account.  then checkout and it will do it?  Or i have to go to WFFNB website and set up an account there, then go to express.com and checkout and wait for a pre apporval?

 

do they need a SSN?  

 

Do you know what WFFNB/WFNNB stands for?  I just guessed Wells Fargo First Nationla Bank, i'd be surpirzed if i guessed right

Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!

[ Edited ]

Correct, just go to the website, and click check out. If you match the criteria, a pop up will show up. They don't need social... It stands for Wells Fargo..

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012

Re: Any Negative in Getting A Credit Card Via Soft Pull?!


XxRaVeNxX wrote:

Correct, just go to the website, and click check out. If you match the criteria, a pop up will show up. They don't need social... It stands for Wells Fargo..


oh okay cool, i did not know not.  thanks.  

 

ahh, Wells Fargo, luckly guess :smileyhappy:

Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Any Negative in Getting A Credit Card Via Soft Pull?!

[ Edited ]

XxRaVeNxX wrote:

Correct, just go to the website, and click check out. If you match the criteria, a pop up will show up. They don't need social... It stands for Wells Fargo..


It does not. It stands for World Financial Network National Bank. 

 

 

Edit: Okay...just reread this page of the thread...WFFNB is Wells Fargo Financial National Bank, WFNNB is World Financial Network National Bank....These are two different entities as far as I know. 

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