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Credit Card or Line of Credit

Valued Member

Credit Card or Line of Credit

I'm going to buy a new TV soon; Sony, Sharp, etc. Many of them allow me to finance through them as 18 months no interest kinds of things. The Sony site shows a card that I would get but I don't think it is a Visa or MC as I think I can only use it on Sony's site.

 

My questions is, one, is this a credit card or a line of credit? And two, is there an advantage to having credit like Sony vs. the general everyday credit card through Amex or Chase? I know the "mix" of types of credit is important but I don't know how these will report. And lastly, once I pay this off, probably in a few months, do I "keep" that credit for future use or do I reapply next time I wish to buy something? Thanks for your advice. 

 

-A 

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Established Contributor

Re: Credit Card or Line of Credit


ajg wrote:

I don't think it is a Visa or MC as I think I can only use it on Sony's site.

 

My questions is, one, is this a credit card or a line of credit? And two, is there an advantage to having credit like Sony vs. the general everyday credit card through Amex or Chase? I know the "mix" of types of credit is important but I don't know how these will report. And lastly, once I pay this off, probably in a few months, do I "keep" that credit for future use or do I reapply next time I wish to buy something? Thanks for your advice. 

 

-A 


This card,this card,and this card all are obviously VISA bank cards.

 

Were any of these cards the one which you are considering?

 

 


 

 

 

 

 

 

 

Message Edited by CreditAble on 02-27-2009 04:14 PM
Message 2 of 4
Established Contributor

Re: Credit Card or Line of Credit

Too bad you didn't have a Circuit City card.  Prior to their Liquidation sale, they offered 0% for 3 years.
Message 3 of 4
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Valued Member

Re: Credit Card or Line of Credit

This is the card I'm refering to.

 

http://www.sonystyle.com/webapp/wcs/stores/servlet/ContentDisplayView?cmsId=sony_ge_financing&hideHeaderFooter=true

 

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