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Credit Card reporting

Regular Contributor

Credit Card reporting

I have 2 secured cards which, since becoming a member here, try very hard to keep the balances very low. Can anyone shed some light as to when the CC companies report to the CRA's?  I have heard its usually around the end of the month but I'm sure I can find the real answer out here


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 1 of 4
3 REPLIES
Mega Contributor

Re: Credit Card reporting


doc101 wrote:

I have 2 secured cards which, since becoming a member here, try very hard to keep the balances very low. Can anyone shed some light as to when the CC companies report to the CRA's?  I have heard its usually around the end of the month but I'm sure I can find the real answer out here


You need to call into each creditor and ask for the statement closing date.

 




EQ FICO 548 3/3/16
Message 2 of 4
Established Contributor

Re: Credit Card reporting

Most credit card companies report to the bureaus within a few days after your statement cuts.

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 3 of 4
Regular Contributor

Re: Credit Card reporting

Thanks for the info guys, I knew I would be lead into the right direction out here


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Message 4 of 4