09-21-2009 06:48 PM
OK, you post sesond time the same question. Is that so urgent?
Generally speaking score alone does not mean much. Different lenders gives different importance to different criteria on your report. You can be approved with score of 680 and denied with score of 725 for the same card.
If you need more specific info, pls, be more specific in your question.
09-22-2009 03:18 AM
ladyvg270, you need to pull your own reports before app'ing for any cards, as others have said.
Go to this page and choose a product. From another thread, it appears that you already know your EQ score, so you need to know your TransUnion score.
A one-time pull of this individual report will only cost you $11.96 if you use discount code FinancialHelp25 during the checkout process, you'll see where to enter that code as you check out.
As wmarat has said, scores alone don't make the decision. Other factors come into play, too!
Pay particular attention to whatever is listed as factors hurting your score, and then post back here with some additional details so that forum members can better assist you.
Hope this helps, ladyvg270!
09-22-2009 04:07 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO