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Credit Cards That Just Pull Equifax

Regular Contributor

Credit Cards That Just Pull Equifax

Or at least have a tendency to pull Equifax since its my best score.

 

Im in the market for a new card.

 

Any suggestions.  My Equifax is 789.

But I still have a negative on my Transunion, ive been fighting for 4 months.

Equifax - 789 Experian - 747 (Fako) Transunion - 715


Starting Score: 620
Current Score: 789
Goal Score: 800


Take the FICO Fitness Challenge
Message 1 of 12
11 REPLIES
Established Contributor

Re: Credit Cards That Just Pull Equifax

When I applied for CITI this year, they pulled EQ. I'm in Illinois. From what I've read, CITI typically pulls EX but they pulled EQ for me.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 2 of 12
Frequent Contributor

Re: Credit Cards That Just Pull Equifax

Penfed or freeze EX,TU and apply for discover,chase.

Message 3 of 12
Regular Contributor

Re: Credit Cards That Just Pull Equifax

^^^

 

Discover and Chase is Equifax?

Equifax - 789 Experian - 747 (Fako) Transunion - 715


Starting Score: 620
Current Score: 789
Goal Score: 800


Take the FICO Fitness Challenge
Message 4 of 12
Valued Contributor

Re: Credit Cards That Just Pull Equifax

Chase, Discover, CITI and my energy company all pull EQ for me. Even CLI from all of these 3 lenders pull EQ. I am in Texas.

Message 5 of 12
Established Contributor

Re: Credit Cards That Just Pull Equifax

Discover is tricky they sometimes pull transunion because i applied for  a card there 2 times and they pulled EQ but then i cleaned up my EQ report and reapplied and they pulled TU so they can pull either but the ones that i know pull EQ are Chase and Citi.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 6 of 12
Regular Contributor

Re: Credit Cards That Just Pull Equifax

Im in California.  not too far, so ill check it out and seehow everything goes.

 

Thanx.

Equifax - 789 Experian - 747 (Fako) Transunion - 715


Starting Score: 620
Current Score: 789
Goal Score: 800


Take the FICO Fitness Challenge
Message 7 of 12
Regular Contributor

Re: Credit Cards That Just Pull Equifax

Which will give me the better limit?

 

Chase, Discover, or Citi?

Equifax - 789 Experian - 747 (Fako) Transunion - 715


Starting Score: 620
Current Score: 789
Goal Score: 800


Take the FICO Fitness Challenge
Message 8 of 12
Frequent Contributor

Re: Credit Cards That Just Pull Equifax

Discover usually pull EQ but sometimes they pull both EQ,TU. Chase will pull whatever left for them to pull. EQ is usually their last choice but at least they are not stubborn like amex,citi are. What kind of baddies on your report?

Message 9 of 12
Regular Contributor

Re: Credit Cards That Just Pull Equifax

Only on Transunion.

 

I have a 2004 Lane Bryant.  Lane Bryant has no record, but it keeps getting sent back.  I was a victim of fraud.  Both other agencies removed it but transunion.

 

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
Equifax - 789 Experian - 747 (Fako) Transunion - 715


Starting Score: 620
Current Score: 789
Goal Score: 800


Take the FICO Fitness Challenge
Message 10 of 12