Credit Card Center Advertiser Disclosure†
04-17-2013 08:10 PM
Google creditpulls and you will be able to see which they pull.
04-17-2013 08:14 PM
Discover : TU
Chase : EQ
Boa : EX but its YMMV or based on your location. Sometimes they pull all three or two ( Discover pull TU and EQ for my apps )
04-17-2013 08:19 PM
It all depends on where you live as to which CR a creditor may choose. Chase pulled EX and TU for me so you can't go by what others say unless you know that you are in the same territory. Although I do believe that Discover may pull TU exclusively; at least they did for me, but don't quote me on that one.
04-17-2013 08:21 PM - edited 04-17-2013 08:28 PM
nice little website for the credit pulls when googled. It seems random. None seemed to just use one agency.
Did you filter by your state? That's how you can tell.
04-17-2013 08:24 PM
I had requested a CLI from Discover just yesterday (got it YYESSS!!) and actually asked which one they use,cause I'm nosy like that. She said TU.
04-17-2013 08:35 PM
which state do you live in?
For most banks it varies depending on where you live.
For example, Chase pulls EQ in Norcal, and EX in Socal. Citi pulls EQ in NY and EX in Socal.
Amex pulls EX most of the time regardless of where you are from, and Barclays pull TU most of the time as well regardless of location.
04-17-2013 08:44 PM
04-17-2013 08:52 PM
Im in Chicago.
Chase Freedom - TU and EX
Discover More - TU and EQ
AMEX BCP - EX
Citi Simplicity - EQ and EX
Barclays Apple - TU
BofA Cash VISA Signature - TU and EX
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.