Credit Cards for Scores less than 525

[adamseve]

Can someone suggest any credit cards for those with really poor credit but trying to rebuild?

Thanks.

[Anonymous]

orchard might give you an unsecured card, if not you will have to shop for some secured cards.  Also, get crown jewlers if you havent already, will help your uti.

[unknown_entity]

Credit One Bank or Orchard Bank.

[Anonymous]

Bank of America Secured CC $99/$500...

Take very good care of it for 6-9 months. It helps if you have checking/savings with them (at least for me).

[Anonymous]

what about capital one they seem like a starter card or Household Bank?

[unknown_entity]

Avoid Houshold Bank, Capital One might approve you.

[FretlessMayhem]

I recommend Capital One. They have decent rebuilder cards with none of those ridiculous fees.

[Anonymous]

cap1 and boa 99/500 would be ideal, but i didnt think they would approve <525 fico.  I would look into them on whogavemecredit.com before wasting an inquiry.  Orchard has a pre-approval site that will do a soft pull, I would definitely try them first because you have a very good chance at getting one.

[xkaosx]

bofa declined me for a $200 secured and I have a 515 score

[Anonymous]

Id say WAIT>>>>>>>>>>>> until your score is at least 550 and above at 542 Orchard Bank sent me a preapproval! CL 300 AF39 bucks I took it bc I needed to reesttablish good credit! also I had an old charge off tht i kept in GOOD Standing 24mths till Hospital and job layoff and lost the card! So now itssssssss so much worth it! I got the card in March Good Luck!!!!!! Be patient