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Credit Cards that are generous/lenient with CLI's(no HP's)?

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WarJar101
Frequent Contributor

Credit Cards that are generous/lenient with CLI's(no HP's)?

Which are known to be generous with CLI's with regular/frequent use? They can be both requested (as long as it's a SP) or Auto-CLIs. Maybe we could compile a list?

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 1 of 19
18 REPLIES 18
creditnocash
Valued Contributor

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

any ge cards. 

walmart has grown from 800 to 5k since july and i only ran about 500 through it. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 2 of 19
kevinjjc
Valued Contributor

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

GECRB credit cards like Walmart, JCPenney, and many more. American Express is also known for soft CLI's.

Message 3 of 19
NewYorkGuy
Established Member

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

GE Money Bank now known as GE Capital Retail Bank (GECRB) is as generous as they come allowing regular user requested CLI's every 4-6 months with only soft pulls.

 

I heard Amex is also good with their CLI's allowing 3X limit increase on their revolvers after only 60 days following approval of the card.

Message 4 of 19
WarJar101
Frequent Contributor

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

Is there a list of all the GECRB credit cards you can apply for?

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 5 of 19
kevinjjc
Valued Contributor

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?


@WarJar101 wrote:

Is there a list of all the GECRB credit cards you can apply for?


I found this link: http://www.gecapital.com/en/our-company/retail-partners.html

Message 6 of 19
kevinjjc
Valued Contributor

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?


@kevinjjc wrote:

@WarJar101 wrote:

Is there a list of all the GECRB credit cards you can apply for?


I found this link: http://www.gecapital.com/en/our-company/retail-partners.html


I also found this older thread: http://ficoforums.myfico.com/t5/Credit-Cards/Retail-cards-backed-by-GE/td-p/1198815

Message 7 of 19
WarJar101
Frequent Contributor

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

Thanks alot guys. Btw, Do any prime bank cards fall underneath this topic?

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 8 of 19
kevinjjc
Valued Contributor

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?


@WarJar101 wrote:

Thanks alot guys. Btw, Do any prime bank cards fall underneath this topic?


Yes, AmEx. Smiley Happy

Message 9 of 19
MovingForward_2012
Valued Contributor

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

How is Chase on their increases?
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 10 of 19
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