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Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
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Credit Cards that are generous/lenient with CLI's(no HP's)?

Which are known to be generous with CLI's with regular/frequent use? They can be both requested (as long as it's a SP) or Auto-CLIs. Maybe we could compile a list?

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Valued Contributor
Posts: 2,280
Registered: ‎07-23-2012
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Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

any ge cards. 

walmart has grown from 800 to 5k since july and i only ran about 500 through it. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 1,397
Registered: ‎01-14-2009
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Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

GECRB credit cards like Walmart, JCPenney, and many more. American Express is also known for soft CLI's.

Established Member
Posts: 106
Registered: ‎04-07-2011
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Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

GE Money Bank now known as GE Capital Retail Bank (GECRB) is as generous as they come allowing regular user requested CLI's every 4-6 months with only soft pulls.

 

I heard Amex is also good with their CLI's allowing 3X limit increase on their revolvers after only 60 days following approval of the card.

Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
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Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

Is there a list of all the GECRB credit cards you can apply for?

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Valued Contributor
Posts: 1,397
Registered: ‎01-14-2009
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Re: Credit Cards that are generous/lenient with CLI's(no HP's)?


WarJar101 wrote:

Is there a list of all the GECRB credit cards you can apply for?


I found this link: http://www.gecapital.com/en/our-company/retail-partners.html

Valued Contributor
Posts: 1,397
Registered: ‎01-14-2009
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Re: Credit Cards that are generous/lenient with CLI's(no HP's)?


kevinjjc wrote:

WarJar101 wrote:

Is there a list of all the GECRB credit cards you can apply for?


I found this link: http://www.gecapital.com/en/our-company/retail-partners.html


I also found this older thread: http://ficoforums.myfico.com/t5/Credit-Cards/Retail-cards-backed-by-GE/td-p/1198815

Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
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Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

Thanks alot guys. Btw, Do any prime bank cards fall underneath this topic?

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Valued Contributor
Posts: 1,397
Registered: ‎01-14-2009
0

Re: Credit Cards that are generous/lenient with CLI's(no HP's)?


WarJar101 wrote:

Thanks alot guys. Btw, Do any prime bank cards fall underneath this topic?


Yes, AmEx. :smileyhappy:

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
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Re: Credit Cards that are generous/lenient with CLI's(no HP's)?

How is Chase on their increases?
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
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