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Credit Unions always come up when people ask this.
It really depends on income and the overall credit profile. Some may get 25,000 to start and someone else may get 250 to start. I have no credit unions so can't comment on them. First National Bank of Omaha gave a decent limit, along with US Bank, PNC, Chase, and Citi.
BOA started me out highest but they are unlikely to grow without customer-initiated HP. I got $2000 on a student card in college (my first card) and $7500 on Travel Rewards earlier this year. I'm also a banking customer with them. Amex starts out relatively low but you can get 3x CLI with only a SP if you qualify. I went from $3000 to $9000 with them easily. Citi has also been great to me. I went from $4000 to $10200 with several $1500-1600 CLIs, all SP. Credit profile and income are obviously important in determining CL, but responsible usage over time also counts for a lot.
After 6 months of history and 3 cards with($500, $500, $1,100 CLs), Discover gave me a nice starter limit of 2,000.
There are so many factors for initial CL. However, I have found NFCU leading the way and then Amex. That is just my personal opinion though.
@azguy13 wrote:There are so many factors for initial CL. However, I have found NFCU leading the way and then Amex. That is just my personal opinion though.
NFCU is definitely on top
@myjourney wrote:
@azguy13 wrote:There are so many factors for initial CL. However, I have found NFCU leading the way and then Amex. That is just my personal opinion though.
NFCU is definitely on top
If only NFCU would accept me. My father and my fathers 3 brothers were WWII veterans (sounds like Saving Private Ryan, except none of them died), and whose Grandfather was a WWI veteran... Ah well. I'll have to accept the fact that I'm just not a part of a military family.