Credit Cards

[altayar]

Of the following companies/banks.. which is known to do auto CLI's ?

Chase

Bank of America

Discover

AMEX

Just wanted to know to plan for future CLI's.

[The_Gardener]

Gemb cert store cards all do it. 

Also, discover tends to do them, chase sometimes does them.

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV

[CribDuchess]

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The_Gardener wrote:

Gemb cert store cards all do it. 

Also, discover tends to do them, chase sometimes does them.

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV

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Actually, requests for CLIs with Amex are a soft pull if approved or if denied.  Gotta love that!

[AF_23]

None of the major 4 you listed usually do. However they may not all require HP's based on the scenario

[The_Gardener]

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CribDuchess wrote:

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The_Gardener wrote:

Gemb cert store cards all do it. 

Also, discover tends to do them, chase sometimes does them.

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV

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Actually, requests for CLIs with Amex are a soft pull if approved or if denied.  Gotta love that!

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Gah, valid point. i didnt mean for it to sound like it was a hard if you get it. thank you.

[CreditScholar]

I just got an auto CLI from Chase after 3 months of using the card. A few others have reported auto CLIs from them in the past month as well. BofA used to give them, but I haven't received one in quite some time.

[Crashem]

In terms of auto cli (ie they give you cli without any efforI on cardholder's part), I find bofa and discover do them.  Chase and Amex a little bit.  But in all cases, if ou actively request cli, your cl will grow much faster.