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Credit Cards with Auto CLI's

Frequent Contributor

Credit Cards with Auto CLI's

Of the following companies/banks.. which is known to do auto CLI's ?

 

Chase

Bank of America

Discover

AMEX

 

Just wanted to know to plan for future CLI's.


Message 1 of 7
6 REPLIES

Re: Credit Cards with Auto CLI's

Gemb cert store cards all do it. 

 

Also, discover tends to do them, chase sometimes does them.

 

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV

In my wallet, Discover More, BOA 1 2 3. AMEX PRG (au)

EX-722(AMEX DENIAL)
EQ-692
CK-734
CS-703
Message 2 of 7
Established Contributor

Re: Credit Cards with Auto CLI's


The_Gardener wrote:

Gemb cert store cards all do it. 

 

Also, discover tends to do them, chase sometimes does them.

 

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV



Actually, requests for CLIs with Amex are a soft pull if approved or if denied.  Gotta love that!

FICOs: TU08 850 EQ08 850 EX08 849

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; BofA TR Visa $18K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $50K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Message 3 of 7
Frequent Contributor

Re: Credit Cards with Auto CLI's

None of the major 4 you listed usually do. However they may not all require HP's based on the scenario

Message 4 of 7

Re: Credit Cards with Auto CLI's


CribDuchess wrote:

The_Gardener wrote:

Gemb cert store cards all do it. 

 

Also, discover tends to do them, chase sometimes does them.

 

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV



Actually, requests for CLIs with Amex are a soft pull if approved or if denied.  Gotta love that!


Gah, valid point. i didnt mean for it to sound like it was a hard if you get it. thank you.

In my wallet, Discover More, BOA 1 2 3. AMEX PRG (au)

EX-722(AMEX DENIAL)
EQ-692
CK-734
CS-703
Message 5 of 7
Valued Contributor

Re: Credit Cards with Auto CLI's

I just got an auto CLI from Chase after 3 months of using the card. A few others have reported auto CLIs from them in the past month as well. BofA used to give them, but I haven't received one in quite some time.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 6 of 7
Highlighted
Valued Contributor

Re: Credit Cards with Auto CLI's

In terms of auto cli (ie they give you cli without any efforI on cardholder's part), I find bofa and discover do them.  Chase and Amex a little bit.  But in all cases, if ou actively request cli, your cl will grow much faster.

               LIMITS IN CARD DESCRIPTIONS
Message 7 of 7