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Regular Contributor
altayar
Posts: 248
Registered: ‎08-19-2010
0

Credit Cards with Auto CLI's

Of the following companies/banks.. which is known to do auto CLI's ?

 

Chase

Bank of America

Discover

AMEX

 

Just wanted to know to plan for future CLI's.

Member
The_Gardener
Posts: 36
Registered: ‎08-14-2012
0

Re: Credit Cards with Auto CLI's

[ Edited ]

Gemb cert store cards all do it. 

 

Also, discover tends to do them, chase sometimes does them.

 

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV

In my wallet, Discover More, BOA 1 2 3. AMEX PRG (au)

EX-722(AMEX DENIAL)
EQ-692
CK-734
CS-703
Established Contributor
CribDuchess
Posts: 659
Registered: ‎09-12-2011
0

Re: Credit Cards with Auto CLI's


The_Gardener wrote:

Gemb cert store cards all do it. 

 

Also, discover tends to do them, chase sometimes does them.

 

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV



Actually, requests for CLIs with Amex are a soft pull if approved or if denied.  Gotta love that!

FICOs: TU08 841 10/6/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 800 11/8/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Frequent Contributor
AF_23
Posts: 288
Registered: ‎02-06-2012
0

Re: Credit Cards with Auto CLI's

None of the major 4 you listed usually do. However they may not all require HP's based on the scenario

Member
The_Gardener
Posts: 36
Registered: ‎08-14-2012
0

Re: Credit Cards with Auto CLI's


CribDuchess wrote:

The_Gardener wrote:

Gemb cert store cards all do it. 

 

Also, discover tends to do them, chase sometimes does them.

 

something to note - requests with amex for CLI's will only be a soft pull if denied. with BOA YMMV



Actually, requests for CLIs with Amex are a soft pull if approved or if denied.  Gotta love that!


Gah, valid point. i didnt mean for it to sound like it was a hard if you get it. thank you.

In my wallet, Discover More, BOA 1 2 3. AMEX PRG (au)

EX-722(AMEX DENIAL)
EQ-692
CK-734
CS-703
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Credit Cards with Auto CLI's

I just got an auto CLI from Chase after 3 months of using the card. A few others have reported auto CLIs from them in the past month as well. BofA used to give them, but I haven't received one in quite some time.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
Crashem
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Credit Cards with Auto CLI's

In terms of auto cli (ie they give you cli without any efforI on cardholder's part), I find bofa and discover do them.  Chase and Amex a little bit.  But in all cases, if ou actively request cli, your cl will grow much faster.

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