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Established Contributor
Posts: 794
Registered: ‎07-01-2013
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Re: Credit Care denial


09Lexie wrote:
As CreditAddict stated, GE will not recon a computer denial.

Perhaps you can have someone cosign for you.

 

^ This. I had to have a co-signer as well. I'm not 100% Sure what my TU was at the time, But co-signers was well above 720.

ManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.comManiacGamers.com****$20,000**********$5,000***********$4,100***********$3,500**********$2,500***********$1,000****
EQ - 688 (10/9/13) | TU - 705 (02/18/14) | EX - 701 (10/9/13) | CS Fako - 717 (10/4/13) | CK Fako - 697 (11/05/13)
Established Contributor
Posts: 554
Registered: ‎03-13-2011
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Re: Credit Care denial


Peter1142 wrote:

Maybe it's the 1yr AAoA.

 

CareCredit seems to be tightening up a bit. They lowered a whole bunch of very high CL's, as a result of the split.


What split?

WM TransUnion- 650 (6/2014) Credit Sesame Experian- 691 (6/2014) Credit Karma TransUnion- 665 (6/2014)
Amex Zync/UNICORN- NPSL/Capital One Venture One Pro -$7,000/NFCU Cash Rewards- $7,500/NFCU NavChek- $5,000/SouthWest Airlines- $5,000/Capital One Quicksilver Platinum- $3,000/Wal-Mart Discover- $6,000/Bill Me Later- $2,200/JCP- $4,700/Discover IT- $500/Care Credit -$2,300/Old Navy Visa- $2,000/New York & Company - $1,000/Capital One -$800
GOALS: No new inqs until 10/30/14. Pay off debt consolidation loan in less than 1 year. Snowball debt payments.
Last HP: 3/5/14
Established Contributor
Posts: 532
Registered: ‎08-17-2013
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Re: Credit Care denial


chan85 wrote:

Peter1142 wrote:

Maybe it's the 1yr AAoA.

 

CareCredit seems to be tightening up a bit. They lowered a whole bunch of very high CL's, as a result of the split.


What split?


I could be wrong, but I thought GE Financial was splitting off from GE.

Established Contributor
Posts: 554
Registered: ‎03-13-2011
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Re: Credit Care denial


Peter1142 wrote:

chan85 wrote:

Peter1142 wrote:

Maybe it's the 1yr AAoA.

 

CareCredit seems to be tightening up a bit. They lowered a whole bunch of very high CL's, as a result of the split.


What split?


I could be wrong, but I thought GE Financial was splitting off from GE.


Hmm... did a google search and but can only find speculative articles on bloomberg about the impact of such a split. Nothing concrete though,

WM TransUnion- 650 (6/2014) Credit Sesame Experian- 691 (6/2014) Credit Karma TransUnion- 665 (6/2014)
Amex Zync/UNICORN- NPSL/Capital One Venture One Pro -$7,000/NFCU Cash Rewards- $7,500/NFCU NavChek- $5,000/SouthWest Airlines- $5,000/Capital One Quicksilver Platinum- $3,000/Wal-Mart Discover- $6,000/Bill Me Later- $2,200/JCP- $4,700/Discover IT- $500/Care Credit -$2,300/Old Navy Visa- $2,000/New York & Company - $1,000/Capital One -$800
GOALS: No new inqs until 10/30/14. Pay off debt consolidation loan in less than 1 year. Snowball debt payments.
Last HP: 3/5/14
Valued Contributor
Posts: 1,282
Registered: ‎05-15-2013
0

Re: Credit Care denial

I just had to take the hit and pay out-of-pocket for the expense.  That is the only denial I have gotten in the 2 years since I have started repairing my credit and applying for credit.  I don't apply for much tho.  I have a couple CapOne's and several store cards.

myFICO EQ Starting Score 568 05/01/2013 Current Score 657



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