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Established Contributor
Posts: 569
Registered: ‎11-10-2012
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Credit Freeze and Amex

I just want to make sure I understand this...

If I freeze my reports, SPs still go through, correct? So when I request my 61-day CLI with Amex, there should be no problem pulling my report and hopefully getting approved?

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (11/7/14): TU 664 | EX 605 (no update) | EQ 661
Goals: Removing a $30 30-day late mark on my CR in November 2014 because I was too nice to a friend. Last app 7/16/14 (auto loan)
*** Homeowner 9/27/13*** All but 2 CCs are in the sock drawer!***
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Senior Contributor
Posts: 26,757
Registered: ‎02-07-2013
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Re: Credit Freeze and Amex


Ravensfan2001 wrote:
I just want to make sure I understand this...

If I freeze my reports, SPs still go through, correct? So when I request my 61-day CLI with Amex, there should be no problem pulling my report and hopefully getting approved?

Yes to SP's and any creditors that you currently have an account with can pull you (permissible permission)

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/2013
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