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Established Contributor
Ravensfan2001
Posts: 556
Registered: ‎11-10-2012
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Credit Freeze and Amex

I just want to make sure I understand this...

If I freeze my reports, SPs still go through, correct? So when I request my 61-day CLI with Amex, there should be no problem pulling my report and hopefully getting approved?

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Mortgage Scores:(7/24/13 lender pull) TU 663 | EX 635 | EQ 649
Current Score (9/22/14): TU 670 | EX 605 | EQ 659
Goals: 680 across the board by 3/2015. Last app 7/16/14 (auto loan)
*** Homeowner 9/27/13***
Community Leader
Senior Contributor
myjourney
Posts: 26,548
Registered: ‎02-07-2013
0

Re: Credit Freeze and Amex


Ravensfan2001 wrote:
I just want to make sure I understand this...

If I freeze my reports, SPs still go through, correct? So when I request my 61-day CLI with Amex, there should be no problem pulling my report and hopefully getting approved?

Yes to SP's and any creditors that you currently have an account with can pull you (permissible permission)

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13



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