Credit Card Center Advertiser Disclosure

Valued Contributor
Posts: 2,441
Registered: ‎11-29-2012
0 Kudos

Re: Credit Karma Inquiry number question.

I'm going to guess x =25. My math teachers would be so proud!

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Frequent Contributor
Posts: 358
Registered: ‎06-25-2012
0 Kudos

Re: Credit Karma Inquiry number question.

starry1 wrote:
I'm going to guess x =25. My math teachers would be so proud!

It actually depends on how the rest of your report looks. I have 10 or so real hard inquiries on my TransUnion report, and CreditKarma previously showed them all, but the number has been gradually decreasing. Now it only shows 1 hard inquiry, even though my official report still shows all 10.


It's just a software issue though. Lenders can still see them.

Valued Contributor
Posts: 1,628
Registered: ‎09-15-2012
0 Kudos

Re: Credit Karma Inquiry number question.

ilovelisa wrote:

ceemee2203 wrote:

If you've recently had an AA (and I guess that's a yes), you should just pull your credit report directly from EQ.

I haven't had any AA yet, but I'm thinking Barclay's will have something to say about the inquiries and new accounts in a couple months lol.

You haven't had AA, but you have been denied credit. Go to Equifax and pull directly from there to see what is on your reports right now and how long that report looks. That thing must really scare lenders because it looks like you need credit to live and that you are applying until someone gives it to you. 


And about your wish list, just consider this: if you had applied strategically from the start, you might already have every card on there. I hate to be harsh in a situation where you clearly get the need for you to stop applying. But you said that you just applied for another card this week. The realization needs to hit you that your behavior isn't normal and will continue to be frowned upon by lenders of all shapes and sizes for probably over a year. Please be strategic going forward, sit on your hands for the next year, and don't be too mad at me for being truthful.  Smiley Happy

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.