1hardinquiry wrote:Oh, yeah...they do. Did you click "update score" so that it showed report as of 12/21/12? Or did it say score from 01/2011?
My CK score dropped from 680 to 667 after I paid off a card!
It reports I lowered my util and raised my available credit, and it still drops my score!~?
Nothing else on the report changed.
I can't wait to update myFico TU report later today to see the increase in score because I was expecting it from CK and didn't get it! Ha!
The same thing happened to me. 
Starting Score: 669
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! 
Last App: 4/5/13 Gardening until July 2014
Rhaeny wrote:
MovingForward_2012 wrote:
43 points?!? That is a huge drop! How many total inquiries do you have? Did the Walmart card start reporting yet?Yea its kind of hard to beleive that an inquiry costs 43 points. Mehhh....its fako anyway.
Well, it's probably more than just the inq. Give_Me_Credit_Please stated that s/he opened an account, so the score drop might have included dings for the inq, the presence of a new account, and a drop to AAoA.
But even then, I don't take CKs FAKO scores seriously, so who knows?
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
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Mike360 wrote:I do enjoy CK. Atleast there i can find info about my credit for free instead of always having to pay like here. I don't really pay attention to the score since it's FAKO but it's my favorite site to use for monitoring my credit.
+1 This is true. However, identity iq is growing on me, even though it's not free (at least $7 a month is much more reasonable than $14 at free credit report!)
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