Ok, so I decided I would post under one thread the CLI's I've gotten lately since I just got three within the last month or so. (One of which I already posted about)....
Discover decided to give me another 300 auto-luv bump, but has still refused any requests of mine for a SP CLI (Boy are they stingy). That brings my grand total up to *Drum Roll Please* 1,900 dollars :-/...Meanwhile, AMEX's 61 day 3X CLI brought me up to 14K on that card. Anddd I noticed that BOA put the CLI link back on their page, so even though they gave me a 1k Increase last mont (3k to 4k), I decided I would try my luck since my reports are frozen. Today I got a notification that my CLI was increased another 1k (4k to 5k) That means I've been able to double the credit line they gave me 7 months ago.
And this morning I tried my luck at my Best Buy card even though I've only had it about 3 months...It approved me for an additional 400.
Best Buy- 400
Meaning this month's total CLI's via SP's is 11,000!
Post your SP CLI's below
Thank you ever so kindly
You're welcome. Myself, I'm still waiting to hit 3 months on my Discover It card and I guess a year on Amex (that's still a long way to go lol).
Did Discover start you off with a low limit like me? They gave me 1,200...and it has barely moved in the last year I've had it. But I guess I should give it time. It just seems like every other lendor basically throws money at me lol
It just seems like every other lendor basically throws money at me lol
And that's a good thing! Discover gave me 7.5k to start with so I can't really complain.
For me, I started out at 700 then increased to 1500 (requested increase and soft pull granted) . I called and requested another increase about 2 weeks ago (approx. 4 months after last increase). I was denied most likely due to high utilization. However; I received an email a week later stating that I was now being granted a cli of $400 because of my excellent credit history- go figure. This brings me up to 1900. I will request another limit increase in about a month since this increase was so small plus my overall utilization will be below 9% and the majority of all of my other cards are between 5k and 15k.
Anddd I noticed that BOA put the CLI link back on their page, so even though they gave me a 1k Increase last mont (3k to 4k), I decided I would try my luck since my reports are frozen. Today I got a notification that my CLI was increased another 1k (4k to 5k) That means I've been able to double the credit line they gave me 7 months ago.
Post your SP CLI's below
First off, congrats on the massive CLIS!!
Second, I have a question about your BOA CLI. The BOA CLI online for your was a SP? What did the page say/look like? I'm terrified to click on it. I tried back in Nov and it resulted in a HP.
Here's what I see when I click on CLI online -
"To request an increased line of credit, complete the form and click the "Submit" button.
By clicking the "Submit" button, you authorize us to obtain a copy of your credit report and review your credit and employment histories and any other information that allows us to process your request, service your account and manage our relationship with you."
Congrats. I'm thinking about getting Discover card after I finish gardening
Best Buy MC for me used to be a SP, but the last two times I requested a CLI it was an HP! Plus, I didn't get a CLI on those two HPs. I am waiting now until Citibank takes this card over to see how they handle CLIs.