Hey id rather have one that gives exact CLI's then one you have topray just to hope to get one at that!
+1!
@LS2982 wrote:
Hey id rather have one that gives exact CLI's then one you have topray just to hope to get one at that!
Starting Scores (6/30/2020): EQ 640 | EX 660 | TU 658
@Anonymous wrote:The only CLI I have ever got has been going from 500 to 750 on my capital one platinum.
I currently have a Discover more 5,500 CL and Chase United Explorer 6,200 Cl and since even with my monthly spending I hit at best 8 or 9% of those combined credit limits I have no need for a CLI on either of those two cards. So I will just sit back and if any come automatically I would be ok with that.
Those are some nice CL's as is now, I would wait too for auto's!
How long have you had them?
@Anonymous wrote:I have had my Discover for 2 months now and Chase United card for one month. I am hoping I can get through the next few months with no AA from either company. Those plus my Cap 1 card, which I will close once the annual fee is due, are the only cards I have and since I have all I want now I am in the garden for good.
I always read horror stories on here of people getting their accounts closed or CLD if they open up a lot of accounts in a short time, but I am hoping Chase and Discover don't freak out over 2 INQ's and 2 accounts in 2 months. Hopefully as long as I stay below 10 or 15% util at worst, nothing bad will happen.
Thats usually from Barclays, I wouldn't worry about it if your files are looking good!