Credit Line Increases

[Anonymous]

Does anyone know lenders look at this?

Do they take other lenders CLI's into consideration for issueing more?

My CSP just received a CLI from 5k to 11k, so will the others see this and maybe issue more?

Just wondering, thanks everyone. 

[FinStar]

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@Anonymous wrote:

Does anyone know lenders look at this?

Do they take other lenders CLI's into consideration for issueing more?

My CSP just received a CLI from 5k to 11k, so will the others see this and maybe issue more?

Just wondering, thanks everyone. 

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The majority of the time, no.  Your DTI, history and other factors will play into this whenever lenders are granting a higher CL.  It's not about who can p** farther.

[Anonymous]

LOL, makes sense.

Thank you. 

[s_haliz]

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@Anonymous wrote:

Does anyone know lenders look at this?

Do they take other lenders CLI's into consideration for issueing more?

My CSP just received a CLI from 5k to 11k, so will the others see this and maybe issue more?

Just wondering, thanks everyone. 

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Not sure for 100% but if they manually review (versus computer algorithm based instant approval) the account, they will look into everything (including what are your CLs on other cards, loans, mortagages, etc.) in addition to just the score.

They may or may not issue CLs higher than others. Or they may issue the CL which could be highest among all your cards or somwhere in-between. Difficult to predict the outcome! All the best. 

[Anonymous]

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@s_haliz wrote:

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@Anonymous wrote:

Does anyone know lenders look at this?

Do they take other lenders CLI's into consideration for issueing more?

My CSP just received a CLI from 5k to 11k, so will the others see this and maybe issue more?

Just wondering, thanks everyone. 

---

Not sure for 100% but if they manually review (versus computer algorithm based instant approval) the account, they will look into everything (including what are your CLs on other cards, loans, mortagages, etc.) in addition to just the score.

They may or may not issue CLs higher than others. Or they may issue the CL which could be highest among all your cards or somwhere in-between. Difficult to predict the outcome! All the best. 

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Thank you.