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Credit Line increase

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Anonymous
Not applicable

Credit Line increase

How to get CLI?
Cap1 platinum $500 limit no late payments opened 10/13 tried getting CLI 6 months straight on Internet and over the phone.

Have a few other cards never late from 2014 and early 2015 I can't seem to get a CLI on either as of today 609 Fico 8 4 collections reporting on my expeiran last late payment was 2014 on a installment loan make 40-60k/yr

Message 1 of 6
5 REPLIES 5
gdale6
Moderator Emeritus

Re: Credit Line increase

Score is most likely your problem and I would address whatever needs to be done with those collections..

Message 2 of 6
UncleB
Credit Mentor

Re: Credit Line increase


@gdale6 wrote:

Score is most likely your problem and I would address whatever needs to be done with those collections..


+1

 

Agree completely... get your score up a bit and you should find Capital One to be quite generous with time.  My CLIs really started rolling in once I hit 650 or so.  If you can get some of those collections dealt with it should help quite a bit, otherwise you'll just have to wait it out until they get a bit older.

 

Hang in there... it'll happen!  Smiley Wink

Message 3 of 6
Anonymous
Not applicable

Re: Credit Line increase

Moon - how have you tried going about for the CLI?  Through the website, I assume?

Message 4 of 6
Anonymous
Not applicable

Re: Credit Line increase

Website and over the phone
Message 5 of 6
SunriseEarth
Moderator Emeritus

Re: Credit Line increase


@gdale6 wrote:

Score is most likely your problem and I would address whatever needs to be done with those collections..


+1.   OP, I definitely recommend checking out our "Rebuilding" forum for advice on how to address your collections.  



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