07-17-2009 12:32 PM
Did any one recently get a credit line increase from Capital One? I have had an account from the last one year with them. Need a CLI very bad.
Anyone has a back number where I can call?
07-17-2009 03:58 PM - edited 07-17-2009 04:00 PM
it seems to me you have to call cap one with a good reason like "I want to make you my number one card. I've never gotten a cli I did not ask for. Use that back door number listed here on this forum.
I started with them at 300 and now at 5400 and haven't called in long time.
07-17-2009 04:38 PM
Several on here (including myself) have found calling in the last couple of months that Capital One are no longer offering customer initiated credit line increases. I called the back door number, regular number, even spoke to the retention department and it was all a no go "No customer requests for credit line increases will be taken at this time"
07-18-2009 08:04 AM
Would be a real rarity these days. I have had an account for 4 years and it went from initial $500 to $1000 2 years ago. But since, nothing. I asked for CLI recently and they said as "a business decision they are not offering any customer requested CLI's at this time."
They said they will review account periodically and potentially offer or raise CL's in that manner.
So, if you need more credit, you will need to look elsewhere, IMO
07-18-2009 08:36 AM
Someone posted here quite recently that they had just received an immaculate CLI from Cap1. A big one too if i remember correctly.
yep, cli to 5500 i think from triple digits or 1k but don't remember exactly, in any case it was a recent post of a nice cli from cap1.
but i got the same scripted response as tx and others re: no customer initiated cli and i'm not holding my breath on a lucky auto 'cause nobody luvs me... it's true... not like they do... lol. (400 to 750 in 8+ years )
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.