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Regular Contributor
Posts: 223
Registered: ‎10-30-2007
0

Credit Line increase

Did any one recently get a credit line increase from Capital One? I have had an account from the last one year with them. Need a CLI very bad.

Anyone has a back number where I can call?

 

Chanduwar

Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007
0

Re: Credit Line increase

DH has had an account with them for many years & no CLI but they did a intrest increase.

Member
Posts: 15
Registered: ‎07-25-2008
0

Re: Credit Line increase

My credit line has remained at $1,000 since 2004.  I've never missed a payment, and have even had a balance of about $900 which was all paid off.  Still...no credit line increase. 
Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
0

Re: Credit Line increase

[ Edited ]

it seems to me you have to call cap one with a good reason like "I want to make you my number one card.  I've never gotten a cli I did not ask for.  Use that back door number listed here on this forum.

I started with them at 300 and now at 5400 and haven't called in long time.

Message Edited by casinoannie97 on 07-17-2009 03:59 PM
Message Edited by casinoannie97 on 07-17-2009 04:00 PM
Established Contributor
Posts: 504
Registered: ‎03-27-2009
0

Re: Credit Line increase

Several on here (including myself) have found calling in the last couple of months that Capital One are no longer offering customer initiated credit line increases.  I called the back door number, regular number, even spoke to the retention department and it was all a no go "No customer requests for credit line increases will be taken at this time"

 

*shrug*

Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
0

Re: Credit Line increase

that's too bad.  then they are giving them automatically???
Frequent Contributor
Posts: 320
Registered: ‎05-03-2009
0

Re: Credit Line increase


casinoannie97 wrote:
that's too bad.  then they are giving them automatically???

By"automatically", I think they mean "never".

I want PATIENCE...and I want it NOW
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Credit Line increase

Would be a real rarity these days.  I have had an account for 4 years and it went from initial $500 to $1000 2 years ago.  But since, nothing.  I asked for CLI recently and they said as "a business decision they are not offering any customer requested CLI's at this time."

 

They said they will review account periodically and potentially offer or raise CL's in that manner.

 

So, if you need more credit, you will need to look elsewhere, IMO Smiley Indifferent

 

 

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
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Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Credit Line increase

Someone posted here quite recently that they had just received an immaculate CLI from Cap1. A big one too if i remember correctly.
Senior Contributor
Posts: 3,725
Registered: ‎01-10-2008
0

Re: Credit Line increase


creditwherecreditisdue wrote:
Someone posted here quite recently that they had just received an immaculate CLI from Cap1. A big one too if i remember correctly.


 

yep, cli to 5500 i think from triple digits or 1k but don't remember exactly, in any case it was a recent post of a nice cli from cap1.

 

but i got the same scripted response as tx and others re: no customer initiated cli and i'm not holding my breath on a lucky auto 'cause nobody luvs me... it's true... not like they do... lol. (400 to 750 in 8+ years Smiley Sad)

06/13: TU 779 (Barclays) EQ 771 (DCU) EX 765 (PSECU)
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