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I'm an AU and some of my mum card with long history and high limits. I have a lot of credit my self in my name only with that it is going with mine and my mum card are going to push me over 100k in CL. Is that bad for me? All of mine and hers have perfect history and hers have 10 plus years old.
Not quite sure what you're asking. Seems that you have several cards with low limits. Better to have few cards with high limits. Your mom having good credit can only help you if you're an AU on her account