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Credit Monitoring Service (Kohl's CLI)

Regular Contributor

Credit Monitoring Service (Kohl's CLI)

I was recently informed by Kohl's: they needed to do a hard pull in order to initiate a credit limit increase.  The reason for that, as they said, was because my credit report had an alert on there that prevented them from pulling it.  The representative said that this alert is usually done through a credit monitoring service, which can be a paid or free service.  I checked all my reports and it doesn't show any security freeze on there.  Has anyone ever heard of something like that?

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Message 1 of 7
6 REPLIES
Regular Contributor

Re: Credit Monitoring Service (Kohl's CLI)

Bump.

American Express Blue Cash Everyday $25000
Barclays Sallie Mae World MasterCard $25000
Capital One Quicksilver World MasterCard $25000
Chase Freedom Visa Signature $25000
Discover IT $27000
US Bank Cash+ Visa Signature $25000
BofA Travel Rewards $18000

Message 2 of 7
Super Contributor

Re: Credit Monitoring Service (Kohl's CLI)

Can't say I ever have 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 7
Moderator Emerita

Re: Credit Monitoring Service (Kohl's CLI)

Message 4 of 7
Regular Contributor

Re: Credit Monitoring Service (Kohl's CLI)

Nope, no fraud alert.

American Express Blue Cash Everyday $25000
Barclays Sallie Mae World MasterCard $25000
Capital One Quicksilver World MasterCard $25000
Chase Freedom Visa Signature $25000
Discover IT $27000
US Bank Cash+ Visa Signature $25000
BofA Travel Rewards $18000

Message 5 of 7
Super Contributor

Re: Credit Monitoring Service (Kohl's CLI)


09Lexie wrote:
Do you have a fraud alert?

Very good question 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 7
Regular Contributor

Re: Credit Monitoring Service (Kohl's CLI)

I do have Amex CS, but I doubt that would be preventing SP's.

American Express Blue Cash Everyday $25000
Barclays Sallie Mae World MasterCard $25000
Capital One Quicksilver World MasterCard $25000
Chase Freedom Visa Signature $25000
Discover IT $27000
US Bank Cash+ Visa Signature $25000
BofA Travel Rewards $18000

Message 7 of 7