Boswd wrote:any thoughts? 23% APR $69 annual fee, $69 application process (one time) Not the best deal out there but with my credit, as the saying goes beggers can't be choosy, The only good thing about it is it's not a secured card.anyone have any dealings with these guys, or any thoughts?Thanks
Not yet, I went ahead an applied and I got approved,pending identification verification, no credit limit was given as of yet.
UnderEstimated wrote:Depending on your credit, that may be a "good" offer. Some have outrageous fees what are nearly $200. Do you know what your credit limit will be?
Boswd wrote:Thanks, I applied for Orchard Bank and I only qualified for their Secured Card. Hopefully this one will be ok. I'm not too worried about the apr since I have learned my lesson the hard way, I will only be using it as a credit builder and buy groceries or something like that once a month and payoff it off as soon as the bill comes in.