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Credit One Bank

Mega Contributor

Re: Credit One Bank

Damn this thread is old!!!! Smiley Very Happy

 

I would LOVE to have the debt I had then compared to now!!! $#%^ i'd rep that Creit One card all day and trade all of my others away!




EQ FICO 548 3/3/16
Valued Contributor

Re: Credit One Bank

Lord have mercy....what a rookie mistake I made by NOT looking at the original date!!!  I noticed lately a lot of old threads getting resurrected from the dead.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Established Contributor

Re: Credit One Bank

I just closed their card. 

It had a 500 limit an AF and there were fees for every single other thing as well.

 

High APR.

 

They are not as bad as FP but still pretty bad. 

 

Better off with Cap 1 imo


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Super Contributor

Re: Credit One Bank

This thread scared me LS.

I didnt see the date at first! I was about to post "NO, DONT DO IT LS!" because I know your credit is better than this now, but then I got to thinking, "he knows better than that." lol


Frequent Contributor

Re: Credit One Bank

It's SO funny that this thread just popped up. My husband got a preapproval for this card in the mail today and I immediately come on here to search what it was all about! Before I even opened the envelope, I just say "preapproved visa platinum" blah blah blah. And I thought HOW the heck is HE getting preapprovals and I am not?! Well I opened it and saw what it was. I am not too familiar with Credit One, other than he got another preapproval from them last month for an auto loan. I called the number on the card and I think it was defective or something! After the automated system told me to enter my "pin" a hundred times and not accepting it, I just gave up. Glad I did!

Highlighted
Established Contributor

Re: Credit One Bank

ROFL!!


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Established Contributor

Re: Credit One Bank


jsucool76 wrote:
This thread scared me LS.

I didnt see the date at first! I was about to post "NO, DONT DO IT LS!" because I know your credit is better than this now, but then I got to thinking, "he knows better than that." lol

LOL, I know!!! I thought he lost his mind...or it was a joke, but then I saw the date and felt relieved (and quickly edited my response..lol).

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050