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Credit One Bank

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thelastoneonearth
Contributor
‎09-06-2014 03:51 PM
‎09-06-2014 03:51 PM

Credit One Bank

What a love/hate relationship. Your outrageous annual fee made me sad, but your CLI's  made me weak in the knees. However, it's time we say goodbye!

 

So glad I removed Credit One and First Premier. Now I have so many prime cards I just pinch myself sometimes.

Capital One Secured Platinum $750.00, Amazon Store Card $500.00, AEO Visa $4000.00, PlayStation Credit Card $500.00, My BestBuy Platinum MasterCard $1000.00 Amazon Chase $500.00 Discover IT $1500. Chase Disney Premier Visa $5000. Barclays Carnival Cruise MasterCard $500 Bank of America Norwegian Visa Signature $1500 "Apple Card" $1700 Chase Sapphire Preferred $5,000

My future card list:
Amex BCE
Citi Hilton Honors
AAOA 1.2years
Message 1 of 4
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Anonymous
Not applicable
‎09-06-2014 04:52 PM
‎09-06-2014 04:52 PM

Re: Credit One Bank

Good for you, congrats

Message 2 of 4
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chalupaman
Super Contributor
‎09-06-2014 04:56 PM
‎09-06-2014 04:56 PM

Re: Credit One Bank

Way to go! I think that was a very good decision to part ways with CC companies like that.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 4
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Myscore0
Valued Member
‎09-06-2014 05:26 PM
‎09-06-2014 05:26 PM

Re: Credit One Bank

@thelastoneonearth wrote:

What a love/hate relationship. Your outrageous annual fee made me sad, but your CLI's  made me weak in the knees. However, it's time we say goodbye!

 

So glad I removed Credit One and First Premier. Now I have so many prime cards I just pinch myself sometimes.

Congrats!  I can't wait to kick mine to the curb too Smiley Happy



Starting scores 8/21/14: TU 622 EX 641 EQ 631
Current scores 10/4/14: TU 725 EX 662 EQ 675
Goal scores: All above 700
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