Credit One Confusion

[Anonymous]

I applied for the Credit One card 2 weeks ago and was approved. I received my card today and when I went to activate it they said I needed to send in my birth certificate. I asked why if I was already approved and had the card. They said because someone else had applied for the card and used my address or somethinc like that. I just went ahead and told them that I was not submitting it and to go ahead cancel everything. Since the card was not activated, will it hurt me?

[Chris679]

No but if the new account reports it would likely drop your scores due to the new account. Most of that sting is gone around 6 months and at 12 months you should be back to normal.

[Anonymous]

Good. I was really confused. I was approved for the Capital One secured card and the Discover secured right after that and I didn't have any issues like this.