No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey guys just got a pre-approval letter in the mail for $1,500 I have been building my credit with a $300 secured WF. I just bumped it up to $800 and have a
unsecured Cap1 platinum with CL - $800, Cap 1 QuickSilver - $500. My qustion is I have credit score around 550's and have been rebuilding credit and dont want to accept a card and pay a bunch of fees from what I'm hearing. I dont use over %15 of my other cards and PIF.
Thanks for all the input
@Anonymous wrote:Hey guys just got a pre-approval letter in the mail for $1,500 I have been building my credit with a $300 secured WF. I just bumped it up to $800 and have a
unsecured Cap1 platinum with CL - $800, Cap 1 QuickSilver - $500. My qustion is I have credit score around 550's and have been rebuilding credit and dont want to accept a card and pay a bunch of fees from what I'm hearing. I dont use over %15 of my other cards and PIF.
Thanks for all the input
if you are rebuilding and already have a couple of cards, that is going to help you rebuild. Throw the pre-approval in the trash.
I agree with Yes-Its-Me and toss that in the trash. You already have the optimal 3 cards for rebuilding. I'd garden and wait on better pre approvals. I went with Credit Dumb when I didn't know about this forum and once I learned some things I quickly got rid of that along with Fees Premiere. I'd wait for Merrick Bank. They are a decent rebuilder but you have to be invited.
Agreed. Toss it. You are moving in the right direction.