It's been a long road to get back to this point, but I received a preapproval offer from Credit One today. After some deliberation, I decided to go for it, even with the $99 AF, just to help the util a little more. They approved me for $400 to start...every little bit helps.
I believe creditors frown upon ultra sub prime co's...couldn't you have gotten the BofA partially secured CC?
Probably...I was just happy to get a non-secured card for a change. I'll keep it for awhile then replace it with something better.
everyone has to start somewhere. i remember when i got my tribute mastercard with a 300 dollar limit, but it came with like a 150 dollar annual fee or something crazy like that. thank goodness i dont use that card anymore, but if it was suppose to be easy, everyone would do it. good luck to you.
Congrats! It's all that hard work that will be paying off down the road!
They charge interest on everything even on purchase ......no grace period........just charge it one in awhile............
credit one is one of the thing I regret it..........before I came to this forum........I would have some much better