11-06-2012 05:38 PM
It's been a long road to get back to this point, but I received a preapproval offer from Credit One today. After some deliberation, I decided to go for it, even with the $99 AF, just to help the util a little more. They approved me for $400 to start...every little bit helps.
11-06-2012 05:53 PM
I believe creditors frown upon ultra sub prime co's...couldn't you have gotten the BofA partially secured CC?
11-06-2012 06:12 PM
everyone has to start somewhere. i remember when i got my tribute mastercard with a 300 dollar limit, but it came with like a 150 dollar annual fee or something crazy like that. thank goodness i dont use that card anymore, but if it was suppose to be easy, everyone would do it. good luck to you.
11-06-2012 06:15 PM
Congrats! It's all that hard work that will be paying off down the road!
11-06-2012 06:24 PM
They charge interest on everything even on purchase ......no grace period........just charge it one in awhile............
credit one is one of the thing I regret it..........before I came to this forum........I would have some much better
11-06-2012 06:34 PM