Reply
Contributor
Posts: 88
Registered: ‎10-02-2012
0

Credit One Platinum PreApproved

It's been a long road to get back to this point, but I received a preapproval offer from Credit One today. After some deliberation, I decided to go for it, even with the $99 AF, just to help the util a little more. They approved me for $400 to start...every little bit helps.

TU 665 EX 668 EQ UNK - as of 2/2015
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Credit One Platinum PreApproved

I believe creditors frown upon ultra sub prime co's...couldn't you have gotten the BofA  partially secured CC?

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Contributor
Posts: 88
Registered: ‎10-02-2012
0

Re: Credit One Platinum PreApproved

Probably...I was just happy to get a non-secured card for a change. I'll keep it for awhile then replace it with something better.

TU 665 EX 668 EQ UNK - as of 2/2015
Valued Member
Posts: 49
Registered: ‎08-16-2011
0

Re: Credit One Platinum PreApproved

everyone has to start somewhere. i remember when i got my tribute mastercard with a 300 dollar limit, but it came with like a 150 dollar annual fee or something crazy like that. thank goodness i dont use that card anymore, but if it was suppose to be easy, everyone would do it. good luck to you.



Starting Score: TU 639 EQ 638
Current Score: Walmart TU 635
Goal Score: 740+

Take the FICO Fitness Challenge





Regular Contributor
Posts: 136
Registered: ‎07-09-2012
0

Re: Credit One Platinum PreApproved

Congrats! It's all that hard work that will be paying off down the road! :smileyhappy:


Starting Score (2015): EX: 748; EQ 737; TU 761
2014 Current Score: Discover FICO08 803 (1/15); EQ BE FICO 817 (1/15); PenFed FICO NextGen 799 (12/14)
Goal Score: All 775+ Available Credit: $100K+ Utilization: 10%
Gardening Since: Sept 2014
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Credit One Platinum PreApproved

They charge interest on everything even on purchase ......no grace period........just charge it one in awhile............

credit one is one of the thing I regret it..........before I came to this forum........I would have some much better


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Frequent Contributor
Posts: 265
Registered: ‎05-28-2012
0

Re: Credit One Platinum PreApproved

Congratulations! Credit One was my second rebuilder card received after Orchard. These two cards kickstarted my rebuilding process and it will do the same for you!

Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Credit One Platinum PreApproved

Congrats

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.