Credit One Rewards???

clevercandle · ‎09-04-2013

What a great week!!! First I got a CLI from Credit One from $300 to $450 and now I just got an email that I get 1% back on gas! It's not much but I am happy, never thought I would get rewards on a subprime card. Anyone else heard of this?

Also on Monday I was able to open a Tires Plus CC with a $1200 limit, with 6 months no interest on my new tires! That's my highest limit yet! I must be doing something right!

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BearsAndTurtlesRtheBest · ‎09-04-2013

1% back on gas from a Credit One CC??? I have never heard of this did the rep tell you it was something new? Congrats on CLI and Tires Plus CC thats a great CL and offer!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

tcbofade · ‎09-04-2013

You sure are. You're doing well. Be careful.

You are roughly where I was three years ago. Looking at your signature, you've got ten cards...TWO of which MIGHT grow with you.

If you don't NEED any more accounts, I suggest you stop applying for exactly one year...keep your utilization low...and this time NEXT year, you'll be ready for Citi, Chase, B of A, Amex...and other "real" credit cards.

Best of luck!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...

clevercandle · ‎09-04-2013

BearsAndTurtlesRtheBest I checked the email a second time just to make sure and I logged into my account and I got $0.34 back from my gas purchase last month!

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clevercandle · ‎09-04-2013

tcbofade thank you for the advicce, the only card I was able to get was Fingerhut and then Matrix. I got the store cards using the shopping cart trick and made a small purchase to start but now all sit mostly unused. I can't wait for some good prime cards! I am gardening just came out because my tires so badly needed replaced.

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tcbofade · ‎09-04-2013

@clevercandle wrote:
@tcbofade thank you for the advicce, the only card I was able to get was Fingerhut and then Matrix. I got the store cards using the shopping cart trick and made a small purchase to start but now all sit mostly unused. I can't wait for some good prime cards! I am gardening just came out because my tires so badly needed replaced.

No worries, I promise, I'm NOT yelling at you... (or swinging a baseball bat...cough, cough) I am just telling you information that I WISH I knew a few years ago!

I'm a BIG fan of zero percent interest deals...will you be able to pay them off in six months?

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...

TheConductor · ‎09-04-2013

Credit One Rewards =

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: ~~Prosper $25k/36mo~~, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),

BearsAndTurtlesRtheBest · ‎09-04-2013

Oh wow well thats better than no rewards!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019