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Valued Member
Posts: 47
Registered: ‎02-13-2008
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Credit One Visa change in terms

Just got this in the mail today effective January 2010. They are raising the A/F to $99.00 and no grace period for purchases! I've had this card for almost 3 years now and have never been late with them or anyone else. And I always PIF with everybody. My EQ stands at 684 as of today.

 

Time to say so long to Credit One.

Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
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Re: Credit One Visa change in terms

[ Edited ]
I've had this card almost four years now(cl1500) and received a change of terms this past january,so this month's statement I received another change of terms effective this coming january and my answer when i called ....."close this account immediately"...I have a zero balance and for sure they will see a lot of  account closing request.
Message Edited by moonman on 11-19-2009 05:52 PM
Senior Contributor
Posts: 4,294
Registered: ‎05-01-2008
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Re: Credit One Visa change in terms

I haven't rec'd my bill yet, but when I do....I'll close it as well & they will owe me 3.50.  I'd already pif'd + $10. to cover 6.50 fee.

 

Sayonara!  Even tho this is my oldest open credit line, I'll keep the history for many more years, so I could care less.

 

**hey moonman....You called them & they told you to close it immediately??!!   Interesting...



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
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Re: Credit One Visa change in terms


BungalowMo wrote:

I haven't rec'd my bill yet, but when I do....I'll close it as well & they will owe me 3.50.  I'd already pif'd + $10. to cover 6.50 fee.

 

Sayonara!  Even tho this is my oldest open credit line, I'll keep the history for many more years, so I could care less.

 

**hey moonman....You called them & they told you to close it immediately??!!   Interesting...


Sorry      let me rephrase what happened.....when i called customer service the first words that came out of my mouth was "close this account immediately"before they said anything. i just wanted the account closed without hearing their "ridiculious" change of term explanation.

Senior Contributor
Posts: 4,294
Registered: ‎05-01-2008
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Re: Credit One Visa change in terms

HE HE HE HE....Gotcha!!!  Smiley Very Happy


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 07/2015 TU 730 - EQ 699 - EX 724
Goal Score: 850

Bury me in the garden...last app 08.09.15

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Moderator
Posts: 17,419
Registered: ‎07-14-2009
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Re: Credit One Visa change in terms

Sayonara!  Even tho this is my oldest open credit line, I'll keep the history for many more years, so I could care less.

 

My only AF (as of today Smiley Happy) is $20 on my Cap 1 card. Until last year they had always waived the fee and for $20 I'll keep it. It's my oldest card at 12 years but I will also cancel this without a second thought if the AF goes to such an outrageous amount.

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