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Credit One...capped out?

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nycfico
Regular Contributor

Re: Credit One...capped out?


@Anonymous wrote:

I am really not familiar with Criminal One's lending policies, so I can't help you there.

 

Out of curiosity, why are you keeping this scum/scam of a credit card if you have a 670 FICO score? 

 


I'm only really recently up in this range.  But honestly I don't really have a problem with Credit One beyond their annual fee...which I plan to ask them to waive.  I pay in full every month, so the finance charges don't matter.  They give 1% back for gas and groceries, so we use it for that and pay it off.  I've had it for a few years now and don't really see what is to be gained by closing it.  I know it isn't popular in here but I haven't had any issues.

Message 11 of 12
Anonymous
Not applicable

Re: Credit One...capped out?

there are just much better cards. even if you do get the AF waived it isn't worth it. you can get so much more in rewards and closing it will stay on your report for 10 years after so you aren't losing anything
Message 12 of 12
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