11-28-2012 07:07 PM
I live in Washington State. My inquires record is as follows:
Equifax: FIA CSNA (when I opened my secured card); Target; Chase; Discover; DCU; Amex
Experian: BofA; Citi; Amex
TransUnion: BofA; Cit; Chase; Barclays; Amex
11-28-2012 07:22 PM
you guys know there's a credit pull database on creditboards that shows you this information by state score and limits approved etc right?
11-28-2012 07:29 PM - last edited on 11-28-2012 08:19 PM by Shogun
No need to reinvent the wheel folks.
Sorry shols44, links to that site are not allowed on myFICO. Thank you, Shogun
11-29-2012 05:39 PM
In northwest Indiana.
TU: NFCU for membership. Walmart, Amazon, Chase, BOA (to request unsecured cc or for cli)
EQ: NFCU for cc. Citi, Discover
EX: BOA and well who didnt know amex pulls EX
11-29-2012 07:24 PM
State of Florida
Capital One ( ALL 3 )
Velocity Community CU
11-30-2012 04:49 PM
12-01-2012 10:08 AM
There really should be a sticky on myFICO for credit pulls!!! If they don't want us to link to other websites such as creditboards, then please have a thread here for it.
I think they should have a database here instead of a thread with 5000 posts for you to sift through. At some point this thread will become unmanageable as many other threads that have a gazillion posts about one specific creditor. How can you measure the probability of how you closely you relate to another person, or your chances of approval based on someone else with the same criteria, if you have sift through hundreds of threads?
It would be nice to have this info here without having to refer to another board that offers it. Although even that unmentioned database could use a little face lift
12-01-2012 10:11 AM
Should have a simple enough format...
State you're in followed by the TU EQ EX breakdown of HP's. Then some way to sort it all, perhaps an automatic poller that will sort the percentage of pulls in each state.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO