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Credit Pulls!!!

Blogger

Re: Credit Pulls!!!

I live in Washington State. My inquires record is as follows:

 

Equifax: FIA CSNA (when I opened my secured card); Target; Chase; Discover; DCU; Amex

Experian: BofA; Citi; Amex

TransUnion: BofA; Cit; Chase; Barclays; Amex

 

Message 21 of 43
Established Contributor

Re: Credit Pulls!!!

you guys know there's a credit pull database on creditboards that shows you this information by state score and limits approved etc right?


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 22 of 43
Frequent Contributor

Re: Credit Pulls!!!-

No need to reinvent the wheel folks.

 

Sorry shols44, links to that site are not allowed on myFICO.  Thank you,  Shogun


Starting Score: 501
Current Score: 754 EQ,TU 745,EX 750
Goal Score: 800

Message 23 of 43
Frequent Contributor

Re: Credit Pulls!!!-

Didn't know that Shogun. Apologies. 


Starting Score: 501
Current Score: 754 EQ,TU 745,EX 750
Goal Score: 800

Message 24 of 43
Valued Contributor

Re: Credit Pulls!!!

In northwest Indiana.

 

TU:  NFCU for membership.  Walmart, Amazon, Chase, BOA (to request unsecured cc or for cli)

 

EQ: NFCU for cc.  Citi, Discover

 

EX:  BOA  and well who didnt know amex pulls EX

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 25 of 43
Valued Contributor

Re: Credit Pulls!!!

State of Florida

EQ :

USAA

Amex

Discover

Capital One ( ALL 3 )

Velocity Community CU

Citi Bank

BOA

 

EX

 

Credit1

WEllsfargo

 

TU

Walmart

Amex

Discover

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 26 of 43
Frequent Contributor

Re: Credit Pulls!!!

bump...

5/2009 EQ-504(FICO), TU98-567(FICO), EX- 503 (FAKO)
10/17/11 EQ-633, TU04-652, EX-681 All lender Pulls
10/17/11 TU98-678
12/21/2012 TU98-677 (39% Util)
01/21/2012 EQ - 661 (37% Util) SW Alert
Message 27 of 43
Valued Contributor

Re: Credit Pulls!!!

There really should be a sticky on myFICO for credit pulls!!! If they don't want us to link to other websites such as creditboards, then please have a thread here for it. Smiley Wink

Message 28 of 43
Valued Contributor

Re: Credit Pulls!!!


kevinjjc wrote:

There really should be a sticky on myFICO for credit pulls!!! If they don't want us to link to other websites such as creditboards, then please have a thread here for it. Smiley Wink


+1

 

I think they should have a database here instead of a thread with 5000 posts for you to sift through.  At some point this thread will become unmanageable as many other threads that have a gazillion posts about one specific creditor.  How can you measure the probability of how you closely you relate to another person, or your chances of approval based on someone else with the same criteria, if you have sift through hundreds of threads?

 

It would be nice to have this info here without having to refer to another board that offers it.  Although even that unmentioned database could use a little face lift Smiley Very Happy


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 29 of 43
Frequent Contributor

Re: Credit Pulls!!!

Should have a simple enough format...

 

State you're in followed by the TU EQ EX breakdown of HP's. Then some way to sort it all, perhaps an automatic poller that will sort the percentage of pulls in each state.


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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Message 30 of 43