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Established Contributor
Posts: 568
Registered: ‎08-24-2012
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Credit Report Freezes?

Can ya'll tell me what it is, and what exactly happens? You can do it on certian reports??

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
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Re: Credit Report Freezes?

[ Edited ]

It is a way to protect yourself for ID theft... You can do it on any or all reports and I think its around $10 per report......Keep in mind if you apply for credit or ask for a CLI you will have to unfreeze...Some people use CRA Freezes to game the system but I wont go into detail 

 

 

 

edited: becauz I cnt Spel haha

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Established Contributor
Posts: 568
Registered: ‎08-24-2012
0

Re: Credit Report Freezes?

LoL, thanks! I was curious as to what it did for folks!  :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: Credit Report Freezes?

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