myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Credit Report Instantly Generated When Added As AU?

tag
Get Access Now
shane82388
Established Contributor
‎09-01-2013 01:25 PM
‎09-01-2013 01:25 PM

Credit Report Instantly Generated When Added As AU?

My sister jsut turned 18 and i added her as an authorized user on my Capital One card just to get her going...I know usually it would take something like 6 months to start generating a report/score or soemthing right?

 

If she gets this established account showing up on her credit reports right now, will that effectively give her a score instantly since the account is years old, and thus "her history" would be too?

Message 1 of 3
0 Kudos
2 REPLIES 2
pizzadude
Credit Mentor
‎09-01-2013 06:09 PM
‎09-01-2013 06:09 PM

Re: Credit Report Instantly Generated When Added As AU?

Yes that is correct ~ once the account shows on her reports, she will be able to generate a FiCO® score.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 3
0 Kudos
BearsAndTurtlesRtheBest
Senior Contributor
‎09-01-2013 06:11 PM
‎09-01-2013 06:11 PM

Re: Credit Report Instantly Generated When Added As AU?

She will because thats the way Im establishing credit and Ive been able to pull an EX report.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 3 of 3
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.