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Credit Report (Transunion)

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Credit Report (Transunion)

Hey all,

 

I just had a look at my transunion credit report. This is what it says. I'm wondering why it says the Amount Paid is 0$? I've paid off the full balance for both the months. Can anyone explain this?

 

 

03/2013

02/2013

Balance

$125

$131

Amount Due

$35

$35

Amount Paid

$0

$0

Past Due

$0

$0

Rating

OK

OK

 

3 REPLIES
Contributor

Re: Credit Report (Transunion)

If you pay your credit card in full, after your statement is cut they have already reported that amount, to avoid this, try paying off your cards a few days before the end of the statement and then don't use it again until the new one







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Valued Contributor

Re: Credit Report (Transunion)

My Citi doesn't report an amount paid on my Transunion report for some reason either. So it looks just like that. No clue why, but I don't think it's an issue. It shows as an account in good standing, so the details within that shouldn't be a big deal. If anyone ever questions it you can always provide CC statement to prove that you made payments.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Moderator Emerita

Re: Credit Report (Transunion)

Discover has reported this way for me too. It's only started reporting for 2 mos, I'm going to see if it changes in a few months. Maybe it's 'too new'