Credit Report Update

[Braydon]

Can some body tell me when its a good time to pull my reports each month? I want to pull my EX and check my score today but I'm not sure if its to soon. I'm not sure when they cycle them..

And BTW thank you to every one on this forum I have learned so much this past year. All the way from a Cap 1 card to the Zinc card in a year.

EX FICO 681 TU FICO 731 EQ 727 FAKO

[LS2982]

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@Braydon wrote:

Can some body tell me when its a good time to pull my reports each month? I want to pull my EX and check my score today but I'm not sure if its to soon. I'm not sure when they cycle them..

And BTW thank you to every one on this forum I have learned so much this past year. All the way from a Cap 1 card to the Zinc card in a year.

EX FICO 681 TU FICO 731 EQ 727 FAKO

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Do you know the statement closing dates on all of your cards?

[Braydon]

I think they all end around the end of the month  I'll go in and check each one and see. What am I looking for in terms of the closing date vs when to pull my report?

[daveg38]

My CR's update within a week of CC close.  Example: Barclaycard closes on 8th - it's updated on my report by the 10th.

[LS2982]

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@Braydon wrote:

I think they all end around the end of the month  I'll go in and check each one and see. What am I looking for in terms of the closing date vs when to pull my report?

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Closing dates are not the same as the due date. You need to call each creditor up and get the closing date from them.

[Braydon]

Thanks guys!!