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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: Credit Score List!

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Established Contributor
crunching_numbers
Posts: 1,026
Registered: ‎02-15-2012

Re: Credit Score List!

What about Discover products?


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's

my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)
Established Contributor
corymcd88
Posts: 510
Registered: ‎12-12-2011

Re: Credit Score List!


Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


On the Macys card, a friend got it with 530.
Walmart / GECRB - 1,900/1,800, JCP / GECRB - 1,300, Dillard's / GECRB - 1,000, Amazon / GECRB - 1,700, Chevron / GECRB - 1,300, Belk / GECRB - 1,563, QVC / GECRB - 700, US Bank - 300, Credit One - 750, Capital One - 375/500, Bank Of America 123 Cash Back - 300, Wells Fargo - 300, AMEX ZYNC - NPSL ($2,500), USAA AMEX - 250, PenFed Personal Loan - 250, PenFed Personal Loan - 400.
Valued Contributor
CreditScholar
Posts: 1,364
Registered: ‎01-22-2012

Re: Credit Score List!


john398 wrote:

Would the Disney Prefered be the same as the Chase Saphire Prefered as far as required score?


I'd guess its lower by a fair margin. I'd place the Disney preferred in the low 700s, whereas the CSP would be 730-750ish.
FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: Credit Score List!


Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


 

List Extended…

 

 

Discover

 

More –630 +

Student (Mix Tape) -  620 +

Standard Miles – 710 +

 

 

American Express

 

Starwood – 710 +

True Earnings (Costco) – 700 +

 

 

Barclays Bank

 

Black Card – 740 +

Itunes – 620 +

Standard Apple – 620 +

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Established Contributor
improvingmycredit
Posts: 985
Registered: ‎07-12-2011

Re: Credit Score List!


Creditaddict wrote:

Tommy5746 wrote:

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

 

 

Add More!

 



It has been pretty much proven over and over again with application approvals with Amex aside from being offered the $500 Hard Limit Zync that regular Zync through Plat. will be approved at the same score for all.  I have seen Gold Premium Rewards approved with 642 TU (they pulled both EX and TU).  It's just more money to Amex with Charge Cards... If they don't want you spending more than $1000 it's not going to matter if you have Zync or Plat. you won't get higher then $1k spending.

 

 


I don't know if I agree with this.  I have seen many instances of people being denied for the Gold Pr then approved for the Zync.  My family member is one of them.  Not to mention that the Zync is marketed to individuals with limited credit history.... ie - college grads, etc...

Curious. :smileyhappy:


Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 786 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

Take the FICO Fitness Challenge
Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Re: Credit Score List!


Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


Scores are only part of the equation. Recent INQ's will get a decline quick!




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Re: Credit Score List!


Tommy5746 wrote:

Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


 

List Extended…

 

 

Discover

 

More –630 +

Student (Mix Tape) -  620 +

Standard Miles – 710 +

 

 

American Express

 

Starwood – 710 +

True Earnings (Costco) – 700 +

 

 

Barclays Bank

 

Black Card – 740 +

Itunes – 620 +

Standard Apple – 620 +


Not sure if I agree with the DM score, but i'll find out soon myself :smileyvery-happy:




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Moderator Emeritus
fused
Posts: 16,158
Registered: ‎03-12-2007

Re: Credit Score List!


LS2982 wrote:

Tommy5746 wrote:

Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


 

List Extended…

 

 

Discover

 

More –630 +

Student (Mix Tape) -  620 +

Standard Miles – 710 +

 

 

American Express

 

Starwood – 710 +

True Earnings (Costco) – 700 +

 

 

Barclays Bank

 

Black Card – 740 +

Itunes – 620 +

Standard Apple – 620 +


Not sure if I agree with the DM score, but i'll find out soon myself :smileyvery-happy:


630+ for a Discover More CC is quite low.

Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Re: Credit Score List!


fused wrote:

LS2982 wrote:

Tommy5746 wrote:

Tommy5746 wrote:

 

Credit List Extended..

 

 

Store Cards (All scores are for cards that can be used in the store only, NOT Visa, Mastercard etc..)

 

Express – 610 +

Victoria’s Secret 610 +

Abercrombie & Fitch 610 +

Kohl’s – 620 +

American Eagle – 620 +

Banana Republic – 620 +

JC Penny – 610 +

Macys – 625 +

 

 

 

 

 


 

List Extended…

 

 

Discover

 

More –630 +

Student (Mix Tape) -  620 +

Standard Miles – 710 +

 

 

American Express

 

Starwood – 710 +

True Earnings (Costco) – 700 +

 

 

Barclays Bank

 

Black Card – 740 +

Itunes – 620 +

Standard Apple – 620 +


Not sure if I agree with the DM score, but i'll find out soon myself :smileyvery-happy:


630+ for a Discover More CC is quite low.


Thats what I was thinking, I was thinking more like 660+.




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013

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