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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Credit Score List!

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

Capital One

 

Classic Platinum – 580 +

Average Cash Rewards – 620 +

Venture Rewards – 690 +

 

Chase

 

Freedom – 650 +

Slate – 680 +

Sapphire – 700 +

Sapphire Preferred – 750 +

Citi Forward – 630 +

Diamond Preferred – 650 +

 

 

Add More!

 

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: Credit Score List!


Tommy5746 wrote:

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

Capital One

 

Classic Platinum – 580 +

Average Cash Rewards – 620 +

Venture Rewards – 690 +

 

Chase

 

Freedom – 650 +

Slate – 680 +

Sapphire – 700 +

Sapphire Preferred – 750 +

Citi Forward – 630 +

Diamond Preferred – 650 +

 

 

Add More!

 


i got the slate with a 680 and alot of inqs and only a 500 CL i wonder if i got the freedom would i have gotten a higher CL


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Regular Contributor
dnice77
Posts: 124
Registered: ‎11-01-2011

Re: Credit Score List!

im  firm beliver that AMEX is more about income vers scores. i have 5, yes 5 AMEX and i touched 700 only on my BCP approval (where i got the highest APR).



Starting Score: 617
Current Score: 718 PER AMEX :smileyhappy:
Goal Score: 720


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Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012

Re: Credit Score List!

Thanks for the list.  Very helpful!


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


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Frequent Contributor
Dadaluma83
Posts: 364
Registered: ‎08-23-2011

Re: Credit Score List!

I know you should be able to get these cards with lower scores but here were mine when I was approved.

 

Discover More - 755 EQ

Chase United Mileage Plus Explorer - 768 TU

FICO Scores: TU: 768 (Jan 2012), EQ: 755 (Jan 2012 Lender pull)
New Contributor
zan987
Posts: 51
Registered: ‎09-27-2011

Re: Credit Score List!

[ Edited ]

Thansk for the list!  It answers one of my many questions.

 


Starting Score: 590
Current Score: EQ:665
9/05/12; EX: 656 7/10/12; TU: 641 8/15/12

Goal Score: 680


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Frequent Contributor
payingoffdebt001
Posts: 405
Registered: ‎04-15-2011

Re: Credit Score List!

Good list - keep it coming!

New Contributor
baronofthenorth
Posts: 71
Registered: ‎03-19-2011

Re: Credit Score List!


Tommy5746 wrote:

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

Capital One

 

Classic Platinum – 580 +

Average Cash Rewards – 620 +

Venture Rewards – 690 +

 

Chase

 

Freedom – 650 +

Slate – 680 +

Sapphire – 700 +

Sapphire Preferred – 750 +

Citi Forward – 630 +

Diamond Preferred – 650 +

 

 

Add More!

 


This is great to see.  It will be a hepful barometer for those seeking to establish and build credit over time.  I have always wanted something like this.

EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
Mega Contributor
Creditaddict
Posts: 11,320
Registered: ‎10-23-2007

Re: Credit Score List!


Tommy5746 wrote:

Of course, these are all basic assessments from what we see on the boards and from data collected from various others sites and from personal experience… MANY other factors come into play when applying for a credit card.. But you can use this list below to generate a good consensus of what your credit score should look like before applying..

 

This is just a small list to get started.. But the more you guys chime in and throw numbers around the bigger the list will be and the more information wil be available to use!

 

American Express

 

Zync – 650 +

Green – 650 +

Gold – 700 +

Gold Premium Rewards – 725 +

Platinum - 750 +

Blue Card – 720 +

 

 

 

Add More!

 



It has been pretty much proven over and over again with application approvals with Amex aside from being offered the $500 Hard Limit Zync that regular Zync through Plat. will be approved at the same score for all.  I have seen Gold Premium Rewards approved with 642 TU (they pulled both EX and TU).  It's just more money to Amex with Charge Cards... If they don't want you spending more than $1000 it's not going to matter if you have Zync or Plat. you won't get higher then $1k spending.

 

And Capital One that is a little closer general rule I think but I have seen 532 get approved for the $300 basic card.

~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
Regular Contributor
ferrari
Posts: 192
Registered: ‎07-21-2010

Re: Credit Score List!

Chase Freedom must be harder to get than Slate. I am trying to PC my Slate to  Freedom and they're telling me I cannot UPGRADE.


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