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Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: Credit Score has not changed... Why?

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‎10-04-2012 07:38 AM

nenuco wrote:

Sorry I was unaware of where to post. My utilization has updated down to 3% or $740 total spending. Should I still apply for credit even though my score stayed the same. Thanks for all the responses!


yes!!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Message 11 of 14 (172 Views)
 
Established Contributor
calihlove75
Posts: 712
Registered: ‎05-16-2012

Re: Credit Score has not changed... Why?

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‎10-04-2012 07:40 AM

nenuco wrote:

Good Idea! It's $20 for each score? (Transunion, Equifax, & Experian) That's expensive! Lol

Did you do the free trial here with the Score Watch? I did and I called to cancel and they offered it to me for 9.95 a month. You cannot get your Experian Fico here. I received mine from an Amex denial ..lol

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350
Message 12 of 14 (169 Views)
 
New Contributor
nenuco
Posts: 198
Registered: ‎07-30-2011

Re: Credit Score has not changed... Why?

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‎10-04-2012 07:44 AM

Nice credit cards! I want to get two personal Chase cards... I find Chase and Discover offer the best CS when compared to the rest of my cards. I guess I'll have to pay to get those scores. I just feel wrong paying so much for something...

Garden Mode (ON)... sort of... kind off (•‿•)
Message 13 of 14 (166 Views)
 
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llecs
Posts: 31,442
Registered: ‎08-04-2007

Re: Credit Score has not changed... Why? [Changed to Fico Score Forum]

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‎10-04-2012 10:21 AM

Thread locked to direct others to your post here within Understanding FICO Scoring:

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Score-has-not-changed-Why-Changed-...

Message 14 of 14 (135 Views)
 

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