10-04-2012 07:38 AM
Sorry I was unaware of where to post. My utilization has updated down to 3% or $740 total spending. Should I still apply for credit even though my score stayed the same. Thanks for all the responses!
10-04-2012 07:40 AM
Good Idea! It's $20 for each score? (Transunion, Equifax, & Experian) That's expensive! Lol
Did you do the free trial here with the Score Watch? I did and I called to cancel and they offered it to me for 9.95 a month. You cannot get your Experian Fico here. I received mine from an Amex denial ..lol
10-04-2012 07:44 AM
Nice credit cards! I want to get two personal Chase cards... I find Chase and Discover offer the best CS when compared to the rest of my cards. I guess I'll have to pay to get those scores. I just feel wrong paying so much for something...
10-04-2012 10:21 AM
Thread locked to direct others to your post here within Understanding FICO Scoring: