Reply
Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
0

Re: Credit Score has not changed... Why?


nenuco wrote:

Sorry I was unaware of where to post. My utilization has updated down to 3% or $740 total spending. Should I still apply for credit even though my score stayed the same. Thanks for all the responses!



yes!!

100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
0

Re: Credit Score has not changed... Why?


nenuco wrote:

Good Idea! It's $20 for each score? (Transunion, Equifax, & Experian) That's expensive! Lol


Did you do the free trial here with the Score Watch? I did and I called to cancel and they offered it to me for 9.95 a month. You cannot get your Experian Fico here. I received mine from an Amex denial ..lol

100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Contributor
nenuco
Posts: 228
Registered: ‎07-30-2011
0

Re: Credit Score has not changed... Why?

Nice credit cards! I want to get two personal Chase cards... I find Chase and Discover offer the best CS when compared to the rest of my cards. I guess I'll have to pay to get those scores. I just feel wrong paying so much for something...

Garden Mode... kind of... sort of (•‿•)
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Credit Score has not changed... Why? [Changed to Fico Score Forum]

Thread locked to direct others to your post here within Understanding FICO Scoring:

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Score-has-not-changed-Why-Changed-...


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}