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Credit Score has not changed... Why? [Changed to Fico Score Forum]

Established Contributor

Re: Credit Score has not changed... Why?


nenuco wrote:

Sorry I was unaware of where to post. My utilization has updated down to 3% or $740 total spending. Should I still apply for credit even though my score stayed the same. Thanks for all the responses!



yes!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 11 of 14
Established Contributor

Re: Credit Score has not changed... Why?


nenuco wrote:

Good Idea! It's $20 for each score? (Transunion, Equifax, & Experian) That's expensive! Lol


Did you do the free trial here with the Score Watch? I did and I called to cancel and they offered it to me for 9.95 a month. You cannot get your Experian Fico here. I received mine from an Amex denial ..lol

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 12 of 14
Frequent Contributor

Re: Credit Score has not changed... Why?

Nice credit cards! I want to get two personal Chase cards... I find Chase and Discover offer the best CS when compared to the rest of my cards. I guess I'll have to pay to get those scores. I just feel wrong paying so much for something...

Full on Garden Mode (•‿•)
Message 13 of 14
Highlighted
Moderator Emeritus

Re: Credit Score has not changed... Why? [Changed to Fico Score Forum]

Thread locked to direct others to your post here within Understanding FICO Scoring:

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Credit-Score-has-not-changed-Why-Changed-...

Message 14 of 14