Well today, I checked my myfico credit reports for TU, EQ and EX. In the past month I brought my utilization 36% down to 2%. My TU score went from 639 to 656, EQ went from 604 to 635, EX went from 577 to 627. I also combined my BoA Alumni card and MilesEdge card to transfer into a BoA Worldpts card, CL is $2500. Merrill Lynch+ card is at 5,000 CL. Cap1 is at $1250.. Cards all have less than $10 balance.. Thanks to this forum!
