11-23-2012 11:46 PM
11-24-2012 07:32 AM - edited 11-24-2012 09:58 AM
Be aware: credit karma provides a FAKO score, not a FICO score. This is mostly totally different from your FICO. But your scores will go up, once the cards age.
11-24-2012 09:36 AM
I went on credit karma it said my score was 591 I was a 663 2 months ago I app for cap1 cash newcomers $500 and credit one $300
Wal-Mart $400 3 weeks ago I paid my other credits mostly off owe a little left and 2 cards not reporting yet and wanted to know when dose my credit score go back up 12 inqs 3 inqs are 1 year in 1-20-12 !!!
It sounds like you need to get over to the Garden Club in order to build your score. You have nice new cards, but with that comes starter limits, inquiries, and low AAoA. The only thing that will fix all of that is time. Come on over to the Garden Club, ask for soft pull CLIs at 6 months, and otherwise just enjoy your new cards and making every payment to build positive history.
I agree, you have a few months left before that score is going to rebound back to where it was. But you can do it!
11-24-2012 10:00 AM
+1 Get to the garden!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.