Credit Cards

[b71913]

Trying to figure out my true Experian score, I just purchase my VantageScore, it states the following:

Vantage Score is 849 on a scale of 501-990   Your Risk Grade is B ( Prime Plus)

Is there any place that someone can purchase a true Experian score.

[CruzImperial]

Not that I know of but you can try a lender pull from bofa or amex.

[b71913]

Thanks, I know this might sound stupid, but i have numerous accounts with Amex, Personal and Business. Could I call them and request a credit report without applying for any more cards, and would it be a hard pull if they agreed to it.

[Crashem]

Only way to get experian fico is to grt from lender via app.  

[pizzadude]

If you applied for another AMEX card and are declined then you'll get your EX FICO score ( assuming they pull EX which is likely ).    Also it will only be a soft pull.

[OptimasPrime]

If  you are approved for an Amex revolver but do not receive the best possible terms (interest rate) you would receive an ex fico. AFAIK Amex does not provide a fico score for charge card approvals however; only denials, as stated above.

[Open123]

I think PSECU provides an Ex fico score to it's members.

[OptimasPrime]

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Open123 wrote:

I think PSECU provides an Ex fico score to it's members

I'm pretty sure that you can get an updated experian fico score from them each month if you are a member. However, I thought I read somewhere that you are ineligible to join PSECU unless you are a Pennsylvania resident.