Trying to figure out my true Experian score, I just purchase my VantageScore, it states the following:
Vantage Score is 849 on a scale of 501-990 Your Risk Grade is B ( Prime Plus)
Is there any place that someone can purchase a true Experian score.
Not that I know of but you can try a lender pull from bofa or amex.
Thanks, I know this might sound stupid, but i have numerous accounts with Amex, Personal and Business. Could I call them and request a credit report without applying for any more cards, and would it be a hard pull if they agreed to it.
If you applied for another AMEX card and are declined then you'll get your EX FICO score ( assuming they pull EX which is likely ). Also it will only be a soft pull.
If you are approved for an Amex revolver but do not receive the best possible terms (interest rate) you would receive an ex fico. AFAIK Amex does not provide a fico score for charge card approvals however; only denials, as stated above.
I think PSECU provides an Ex fico score to it's members
I'm pretty sure that you can get an updated experian fico score from them each month if you are a member. However, I thought I read somewhere that you are ineligible to join PSECU unless you are a Pennsylvania resident.