08-16-2012 11:15 PM
Trying to figure out my true Experian score, I just purchase my VantageScore, it states the following:
Vantage Score is 849 on a scale of 501-990 Your Risk Grade is B ( Prime Plus)
Is there any place that someone can purchase a true Experian score.
08-16-2012 11:19 PM
Not that I know of but you can try a lender pull from bofa or amex.
08-16-2012 11:22 PM
Thanks, I know this might sound stupid, but i have numerous accounts with Amex, Personal and Business. Could I call them and request a credit report without applying for any more cards, and would it be a hard pull if they agreed to it.
08-17-2012 09:17 AM - edited 08-17-2012 09:17 AM
If you applied for another AMEX card and are declined then you'll get your EX FICO score ( assuming they pull EX which is likely ). Also it will only be a soft pull.
08-17-2012 05:52 PM - edited 08-17-2012 06:54 PM
If you are approved for an Amex revolver but do not receive the best possible terms (interest rate) you would receive an ex fico. AFAIK Amex does not provide a fico score for charge card approvals however; only denials, as stated above.
08-17-2012 07:03 PM - edited 08-17-2012 07:06 PM
I think PSECU provides an Ex fico score to it's members
I'm pretty sure that you can get an updated experian fico score from them each month if you are a member. However, I thought I read somewhere that you are ineligible to join PSECU unless you are a Pennsylvania resident.
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