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Contributor
Posts: 103
Registered: ‎05-17-2009
0

Credit Scores

Trying to figure out my true Experian score, I just purchase my VantageScore, it states the following:

Vantage Score is 849 on a scale of 501-990   Your Risk Grade is B ( Prime Plus)

Is there any place that someone can purchase a true Experian score.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Credit Scores

Not that I know of but you can try a lender pull from bofa or amex.

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Contributor
Posts: 103
Registered: ‎05-17-2009
0

Re: Credit Scores

Thanks, I know this might sound stupid, but i have numerous accounts with Amex, Personal and Business. Could I call them and request a credit report without applying for any more cards, and would it be a hard pull if they agreed to it.

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Credit Scores

Only way to get experian fico is to grt from lender via app.  

               LIMITS IN CARD DESCRIPTIONS
Moderator
Posts: 9,674
Registered: ‎01-28-2010
0

Re: Credit Scores

[ Edited ]

 

If you applied for another AMEX card and are declined then you'll get your EX FICO score ( assuming they pull EX which is likely ).    Also it will only be a soft pull.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Frequent Contributor
Posts: 348
Registered: ‎08-17-2012
0

Re: Credit Scores

[ Edited ]

If  you are approved for an Amex revolver but do not receive the best possible terms (interest rate) you would receive an ex fico. AFAIK Amex does not provide a fico score for charge card approvals however; only denials, as stated above.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Senior Contributor
Posts: 4,344
Registered: ‎02-23-2011
0

Re: Credit Scores

I think PSECU provides an Ex fico score to it's members.

Frequent Contributor
Posts: 348
Registered: ‎08-17-2012
0

Re: Credit Scores

[ Edited ]

 


Open123 wrote:

I think PSECU provides an Ex fico score to it's members

 

I'm pretty sure that you can get an updated experian fico score from them each month if you are a member. However, I thought I read somewhere that you are ineligible to join PSECU unless you are a Pennsylvania resident.

 
EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k

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